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Due to the unadjusted Consumer Price Index (CPI) of 3.1%, Unemployment Rate at 3.7%, Inflation Rate at 3.1% and a few other leading indicators, mortgage interest rates will most likely not decline this spring, but buyers and sellers both should prepare for a competitive home shopping season come spring. Attractive, well-priced homes are being snapped up quickly, while many of those that have been lingering on the market are seeing their asking prices cut as sellers gauge market temperature.
Just over one in five houses on Zillow saw a price cut in January – that’s about equal to last year, but more common than in any of the five years prior. Those cuts are bringing seller expectations in line with the market conditions.
Want to know how interest rates impact you? Get in touch with me at firstname.lastname@example.org and we can talk through your loan options.