{"id":7643,"date":"2023-03-22T15:52:40","date_gmt":"2023-03-22T20:52:40","guid":{"rendered":"https:\/\/www.morty.com\/resources\/?page_id=7643"},"modified":"2023-04-10T10:54:01","modified_gmt":"2023-04-10T15:54:01","slug":"jmac","status":"publish","type":"page","link":"https:\/\/www.morty.com\/resources\/mortgage-manual\/initial-disclosures\/jmac","title":{"rendered":"How to Access and Sign Your Initial Disclosures &#8211; JMAC Lending"},"content":{"rendered":"\n<div style=\"background-color:#ffe0cc;padding-left:5%;padding-right:5%;padding-bottom:5%;padding-top:10%\" class=\"wp-block-genesis-blocks-gb-container gb-layout-hero-1 gb-block-container alignfull\"><div class=\"gb-container-inside\"><div class=\"gb-container-content\" style=\"max-width:850px\">\n<h1 class=\"wp-block-heading has-text-align-center gb-white-text has-text-color\" id=\"htoc-jmac-lending\" style=\"color:#de5930;font-size:56px\">JMAC Lending<\/h1>\n\n\n\n<h4 class=\"wp-block-heading has-text-align-center has-text-color has-large-font-size\" id=\"htoc-how-to-access-and-sign-your-initial-disclosures\" style=\"color:#de5930;font-size:56px\">How to Access and Sign Your Initial Disclosures<\/h4>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-genesis-blocks-gb-container gb-block-container\"><div class=\"gb-container-inside\"><div class=\"gb-container-content\">\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div class=\"yoast-breadcrumbs\"><span><span><a href=\"https:\/\/www.morty.com\/resources\/\">Resources<\/a><\/span> &gt; <span><a href=\"https:\/\/www.morty.com\/resources\/mortgage-manual\">Mortgage Manual<\/a><\/span> &gt; <span><a href=\"https:\/\/www.morty.com\/resources\/mortgage-manual\/initial-disclosures\">Initial Disclosures<\/a><\/span> &gt; <span class=\"breadcrumb_last\" aria-current=\"page\">How to Access and Sign Your Initial Disclosures &#8211; JMAC Lending<\/span><\/span><\/div>\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div style=\"color:#32373c\" class=\"wp-block-genesis-blocks-gb-drop-cap drop-cap-letter gb-font-size-3 gb-block-drop-cap\"><div class=\"gb-drop-cap-text\"><p>After you complete your mortgage application on Morty.com and receive confirmation that it has been received and processed, the next step is to sign your initial disclosures. Initial disclosures are sent directly to your email from our team via our lender partners and will require several simple steps to complete, including consenting to e-signature, e-signing, and providing intent to proceed. This article will teach you how to access and sign your initial disclosures with JMAC Lending.<br\/><br\/>Please complete the E-Sign process for the Initial Disclosures by following the steps below. Accessing documents through Internet Explorer is NOT supported.<\/p><\/div><\/div>\n\n\n\n<div class=\"wp-block-ht-block-toc  is-style-outline htoc htoc--position-wide toc-list-style-plain\" data-htoc-state=\"expanded\"><span class=\"htoc__title\"><span class=\"ht_toc_title\">Table of Contents<\/span><span class=\"htoc__toggle\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\"><g fill=\"#444\"><path d=\"M15 7H1c-.6 0-1 .4-1 1s.4 1 1 1h14c.6 0 1-.4 1-1s-.4-1-1-1z\"><\/path><path d=\"M15 1H1c-.6 0-1 .4-1 1s.4 1 1 1h14c.6 0 1-.4 1-1s-.4-1-1-1zM15 13H1c-.6 0-1 .4-1 1s.4 1 1 1h14c.6 0 1-.4 1-1s-.4-1-1-1z\"><\/path><\/g><\/svg><\/span><\/span><div class=\"htoc__itemswrap\"><ul class=\"ht_toc_list\"><li class=\"\"><a href=\"#htoc-step-1-welcome-e-mail\">Step 1: Welcome E-mail&nbsp;<\/a><\/li><li class=\"\"><a href=\"#htoc-step-2-sign-in\">Step 2: Sign-In<\/a><\/li><li class=\"\"><a href=\"#htoc-step-3-consent\">Step 3: Consent&nbsp;<\/a><\/li><li class=\"\"><a href=\"#htoc-step-4-review\">Step 4: Review<\/a><\/li><li class=\"\"><a href=\"#htoc-step-5-e-sign\">Step 5: E-Sign<\/a><\/li><li class=\"\"><a href=\"#htoc-step-6-submit\">Step 6: Submit<\/a><\/li><li class=\"\"><a href=\"#htoc-step-7-done\">Step 7: Done&nbsp;<\/a><\/li><\/ul><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"htoc-step-1-welcome-e-mail\">Step 1: Welcome E-mail&nbsp;<\/h2>\n\n\n\n<p>If we registered your loan through JMAC Lending, you will receive an email from&nbsp;<a href=\"mailto:disclosures@jmaclending.com\">disclosures@jmaclending.com<\/a>&nbsp;with a link to the documents to complete the E-Sign process. Below is what the email will look like:<img decoding=\"async\" src=\"https:\/\/d33v4339jhl8k0.cloudfront.net\/docs\/assets\/6048f87f00ec552d465f8853\/images\/6387d3b0850e33799e41e220\/file-WRZdoTsaAL.png\"><\/p>\n\n\n\n<p>To access the disclosures electronically click &#8220;Doc Link&#8221;. Please note that the link will expire 2 days after it has been sent. If the disclosures do not get e-signed within 48 hours, they will be mailed to you by USPS to meet the \u201cKnow Before You Owe\u201d disclosure rules. If you no longer have access to your link, please contact your loan officer who can resend it to you.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"htoc-step-2-sign-in\">Step 2: Sign-In<\/h2>\n\n\n\n<p>When you click on the link, you will be taken to a screen with JMAC&#8217;s logo on it.Fill in your full last name (this will be the name of the borrower or co-borrower you registered with Morty)&nbsp;Fill in the last 4 digits of your social security numberFill in the zip code of the property you are applying forClick &#8220;Sign In&#8221;:<br><img decoding=\"async\" src=\"https:\/\/d33v4339jhl8k0.cloudfront.net\/docs\/assets\/6048f87f00ec552d465f8853\/images\/6387d4250bfce306709911b5\/file-CyTqxAIRYm.png\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"htoc-step-3-consent\">Step 3: Consent&nbsp;<\/h2>\n\n\n\n<p>The next step is to view and e-consent.&nbsp;Read the Electronic Records &amp; Signatures Agreement, then select&nbsp;whether you&nbsp;<strong>accept<\/strong>&nbsp;or&nbsp;<strong>decline&nbsp;<\/strong>to electronically receive disclosures. If you accept \u2013 Move on to Step 4, where you can e-sign the initial disclosure package.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"htoc-step-4-review\">Step 4: Review<\/h2>\n\n\n\n<p>The Review section on the left-hand navigation panel provides a list of all initial disclosure documents. You must review ALL documents in order to enable signing.&nbsp;Documents with a yellow tab are waiting to be viewedDocuments with a green tab have been successfully viewedDocuments with no colored tab do not have to be signedYou can use the toolbar at the top to help view pagesUp and Down Arrows \u2013 Move pages up and down&nbsp;&nbsp; \u2013 And + Boxes \u2013 Zoom in and out on pages&nbsp;\u2022 Cloud with Arrow \u2013 Download the page&nbsp;<\/p>\n\n\n\n<p>&nbsp;\u2022 Print \u2013 Print the page&nbsp;? \u2013 Help options<img loading=\"lazy\" decoding=\"async\" width=\"593\" height=\"262\" src=\"https:\/\/lh5.googleusercontent.com\/l_w12cW3_CWEPQUd8w2RIMza_bERA3gdo0nr6ZXlV4Jxiuti9W7WHDdqeRLUcPpRdeQFctWWcN1NhIiKeQpWGhIDIhLD-h4rrWEmsKx7rKBl284UWYj3FrCWC0Ftqvpfgxlnv8-T\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"htoc-step-5-e-sign\">Step 5: E-Sign<\/h2>\n\n\n\n<p>Once you have reviewed all documents, click &#8220;Continue&#8221; to begin e-signing<br><img decoding=\"async\" src=\"https:\/\/d33v4339jhl8k0.cloudfront.net\/docs\/assets\/6048f87f00ec552d465f8853\/images\/6387d54794a69541503032e8\/file-fFHZOYedYr.png\"><\/p>\n\n\n\n<p>Click sign to e-sign each documentYou can select \u201csign\u201d in red or yellow to e-sign<br><img decoding=\"async\" src=\"https:\/\/d33v4339jhl8k0.cloudfront.net\/docs\/assets\/6048f87f00ec552d465f8853\/images\/6387d56ff4bebb295ed7b8e6\/file-5YuAeETRJn.png\">Once signed a signature with a date and time stamp will appear<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/lh5.googleusercontent.com\/9BnI-BDFmn_lQJP3UWncPfx5oHN2dLdkCGr_LbjrS9HvbV0z0DO9uxzmOlpRlFXSsQ-kX1o0g1n763Op25WF3mtprIWKIEBuhOxae3iLp_97fgbOzA4poYJUOraxKsjvPQfUXXNy\" alt=\"\"\/><\/figure>\n\n\n\n<p>Some disclosures will require additional information to be filled in. Any additional information will be noted by a red arrow located on the right-hand side of the document. See example here:<br><img decoding=\"async\" src=\"https:\/\/d33v4339jhl8k0.cloudfront.net\/docs\/assets\/6048f87f00ec552d465f8853\/images\/6387d5b15ccf77301bc5576c\/file-2fhNOGIdTh.png\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"htoc-step-6-submit\">Step 6: Submit<\/h2>\n\n\n\n<p>Once all documents have been e-signed, a SUBMIT banner will appear at the bottom of the page. Select SUBMIT to continue to the Document list.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/lh6.googleusercontent.com\/X6k92gbO_8fSNuXNOdxbcy8QeguaShCSzdQcr5BugtZlWd6XsNwe-psq9r5-RXNGY4UuwFh6UqD3S07ibLFwC-b7a--IjxfkafkQ4pmRyp7Ii2YxzdL8sPNvV5Ilc_janNzOzcvg\" alt=\"\"\/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"htoc-step-7-done\">Step 7: Done&nbsp;<\/h2>\n\n\n\n<p>Congratulations, you have signed everything you need to sign, and if you provided intent, we can move forward processing your loan!&nbsp;<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Step 1: Welcome E-mail&nbsp; If we registered your loan through JMAC Lending, you will receive an email from&nbsp;disclosures@jmaclending.com&nbsp;with a link to the documents to complete the E-Sign process. Below is what the email will look like: To access the disclosures electronically click &#8220;Doc Link&#8221;. Please note that the link will expire 2 days after it&#8230;<\/p>\n","protected":false},"author":30,"featured_media":0,"parent":8181,"menu_order":9,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"content-type":"","_lmt_disableupdate":"","_lmt_disable":"","_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"class_list":["post-7643","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.3.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>JMAC Lending | Morty Resources<\/title>\n<meta name=\"description\" content=\"How to Access and Sign Your Initial Disclosures from JMAC Lending.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.morty.com\/resources\/mortgage-manual\/initial-disclosures\/jmac\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"JMAC Lending | Morty Resources\" \/>\n<meta property=\"og:description\" content=\"How to Access and Sign Your Initial Disclosures from JMAC Lending.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.morty.com\/resources\/mortgage-manual\/initial-disclosures\/jmac\" \/>\n<meta property=\"og:site_name\" content=\"Morty Resources\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/HiMorty\/\" \/>\n<meta property=\"article:modified_time\" content=\"2023-04-10T15:54:01+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/d33v4339jhl8k0.cloudfront.net\/docs\/assets\/6048f87f00ec552d465f8853\/images\/6387d3b0850e33799e41e220\/file-WRZdoTsaAL.png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@himorty\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.morty.com\/resources\/mortgage-manual\/initial-disclosures\/jmac\",\"url\":\"https:\/\/www.morty.com\/resources\/mortgage-manual\/initial-disclosures\/jmac\",\"name\":\"JMAC Lending | Morty Resources\",\"isPartOf\":{\"@id\":\"https:\/\/www.morty.com\/resources\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.morty.com\/resources\/mortgage-manual\/initial-disclosures\/jmac#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.morty.com\/resources\/mortgage-manual\/initial-disclosures\/jmac#primaryimage\"},\"thumbnailUrl\":\"https:\/\/d33v4339jhl8k0.cloudfront.net\/docs\/assets\/6048f87f00ec552d465f8853\/images\/6387d3b0850e33799e41e220\/file-WRZdoTsaAL.png\",\"datePublished\":\"2023-03-22T20:52:40+00:00\",\"dateModified\":\"2023-04-10T15:54:01+00:00\",\"description\":\"How to Access and Sign Your Initial Disclosures from JMAC Lending.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.morty.com\/resources\/mortgage-manual\/initial-disclosures\/jmac#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.morty.com\/resources\/mortgage-manual\/initial-disclosures\/jmac\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.morty.com\/resources\/mortgage-manual\/initial-disclosures\/jmac#primaryimage\",\"url\":\"https:\/\/d33v4339jhl8k0.cloudfront.net\/docs\/assets\/6048f87f00ec552d465f8853\/images\/6387d3b0850e33799e41e220\/file-WRZdoTsaAL.png\",\"contentUrl\":\"https:\/\/d33v4339jhl8k0.cloudfront.net\/docs\/assets\/6048f87f00ec552d465f8853\/images\/6387d3b0850e33799e41e220\/file-WRZdoTsaAL.png\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.morty.com\/resources\/mortgage-manual\/initial-disclosures\/jmac#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Resources\",\"item\":\"https:\/\/www.morty.com\/resources\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Mortgage Manual\",\"item\":\"https:\/\/www.morty.com\/resources\/mortgage-manual\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Initial Disclosures\",\"item\":\"https:\/\/www.morty.com\/resources\/mortgage-manual\/initial-disclosures\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"How to Access and Sign Your Initial Disclosures &#8211; 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If we registered your loan through JMAC Lending, you will receive an email from&nbsp;disclosures@jmaclending.com&nbsp;with a link to the documents to complete the E-Sign process. Below is what the email will look like: To access the disclosures electronically click &#8220;Doc Link&#8221;. Please note that the link will expire 2 days after it...","_links":{"self":[{"href":"https:\/\/www.morty.com\/resources\/wp-json\/wp\/v2\/pages\/7643","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.morty.com\/resources\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.morty.com\/resources\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.morty.com\/resources\/wp-json\/wp\/v2\/users\/30"}],"replies":[{"embeddable":true,"href":"https:\/\/www.morty.com\/resources\/wp-json\/wp\/v2\/comments?post=7643"}],"version-history":[{"count":6,"href":"https:\/\/www.morty.com\/resources\/wp-json\/wp\/v2\/pages\/7643\/revisions"}],"predecessor-version":[{"id":8629,"href":"https:\/\/www.morty.com\/resources\/wp-json\/wp\/v2\/pages\/7643\/revisions\/8629"}],"up":[{"embeddable":true,"href":"https:\/\/www.morty.com\/resources\/wp-json\/wp\/v2\/pages\/8181"}],"wp:attachment":[{"href":"https:\/\/www.morty.com\/resources\/wp-json\/wp\/v2\/media?parent=7643"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}