{"id":8110,"date":"2023-03-29T12:30:16","date_gmt":"2023-03-29T17:30:16","guid":{"rendered":"https:\/\/www.morty.com\/resources\/?page_id=8110"},"modified":"2023-09-21T19:50:53","modified_gmt":"2023-09-22T00:50:53","slug":"the-mortgage-journey","status":"publish","type":"page","link":"https:\/\/www.morty.com\/resources\/mortgage-manual\/the-mortgage-journey","title":{"rendered":"The Mortgage Journey"},"content":{"rendered":"\n
\n
\"\"<\/figure><\/div>\n\n\n

The Mortgage Journey<\/h1>\n\n\n\n

From planning to closing: The ins and outs of applying for a home loan.<\/p>\n<\/div><\/div><\/div>\n\n\n\n

\n
<\/div>\n\n\n
Resources<\/a><\/span> > Mortgage Manual<\/a><\/span> > The Mortgage Journey<\/span><\/span><\/div>\n\n\n
<\/div>\n<\/div><\/div><\/div>\n\n\n\n
\n

The mortgage journey is often an exciting time for new homebuyers, but it can also be very busy, and at times stressful; Many moving pieces of a very complicated process need to all come together during a relatively short time frame. Our goal at Morty is to simplify the process and make sure you can be as prepared as possible for everything that could come your way.<\/p>\n<\/div><\/div>\n\n\n\n

Whether you are just planning to buy a home, actively shopping with realtors, making an offer, or in contract for closing, Morty can help you every step of the way. if you\u2019d like to learn more about the mortgage and home buying process, check out these articles below.<\/p>\n\n\n\n

Articles in this section<\/h2>\n\n\n\n
<\/div>\n\n\n
The Homebuyer\u2019s Journey<\/a><\/h6><\/header>

The Homebuyer\u2019s Journey From planning to closing, what to expect along the way. There is a lot to consider when buying a home, and your mortgage is an important factor. If you are somewhere in…<\/p>\n

Continue Reading The Homebuyer\u2019s Journey<\/span><\/a><\/p><\/div><\/div><\/article>\n

Behind the Scenes<\/a><\/h6><\/header>

Behind the Scenes Step-by-step guide of what happens to secure your mortgage. The mortgage process can feel daunting, but we are here to help simplify it and teach you about what happens at each stage…<\/p>\n

Continue Reading Behind the Scenes<\/span><\/a><\/p><\/div><\/div><\/article>\n

The Mortgage Timeline<\/a><\/h6><\/header>

The Mortgage Timeline What to expect at each step of the process and how much time to give yourself. Table of ContentsPlanningPre-Approval & Shopping for your HomeMaking your OfferIn ContractSelecting your MortgageApplicationInitial DisclosuresUnderwritingAppraisal, Title, HOIClosing…<\/p>\n

Continue Reading The Mortgage Timeline<\/span><\/a><\/p><\/div><\/div><\/article>\n

Intro to HomeReady<\/a><\/h6><\/header>

Intro to HomeReady The basics of a Fannie Mae’s HomeReady Mortgage HomeReady Mortgage is a Fannie Mae product that offers a lower down payment minimum. It is designed as a more accessible option for homebuyers…<\/p>\n

Continue Reading Intro to HomeReady<\/span><\/a><\/p><\/div><\/div><\/article>\n

Intro to Credit Reports<\/a><\/h6><\/header>

Intro to Credit Reports Basic information about credit reports for a mortgage application Upon submitting your application with Morty, we will require you to give us permission to pull your credit report. This is required…<\/p>\n

Continue Reading Intro to Credit Reports<\/span><\/a><\/p><\/div><\/div><\/article>\n<\/div><\/section>","protected":false},"excerpt":{"rendered":"

Whether you are just planning to buy a home, actively shopping with realtors, making an offer, or in contract for closing, Morty can help you every step of the way. if you\u2019d like to learn more about the mortgage and home buying process, check out these articles below. Articles in this section<\/p>\n","protected":false},"author":30,"featured_media":8578,"parent":7447,"menu_order":1,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"content-type":"","_lmt_disableupdate":"","_lmt_disable":"","_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"disable","_kad_post_title":"hide","_kad_post_layout":"narrow","_kad_post_sidebar_id":"","_kad_post_content_style":"unboxed","_kad_post_vertical_padding":"hide","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"class_list":["post-8110","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"\nThe Mortgage Journey | Morty Resources<\/title>\n<meta name=\"description\" content=\"From planning to closing, learn everything you need to know about the ins and outs of applying for a home loan.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.morty.com\/resources\/mortgage-manual\/the-mortgage-journey\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The Mortgage Journey | Morty Resources\" \/>\n<meta property=\"og:description\" content=\"From planning to closing, learn everything you need to know about the ins and outs of applying for a home loan.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.morty.com\/resources\/mortgage-manual\/the-mortgage-journey\" \/>\n<meta property=\"og:site_name\" content=\"Morty Resources\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/HiMorty\/\" \/>\n<meta property=\"article:modified_time\" content=\"2023-09-22T00:50:53+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2023\/04\/journeythumb.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"300\" \/>\n\t<meta property=\"og:image:height\" content=\"250\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@himorty\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.morty.com\/resources\/mortgage-manual\/the-mortgage-journey\",\"url\":\"https:\/\/www.morty.com\/resources\/mortgage-manual\/the-mortgage-journey\",\"name\":\"The Mortgage Journey | Morty Resources\",\"isPartOf\":{\"@id\":\"https:\/\/www.morty.com\/resources\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.morty.com\/resources\/mortgage-manual\/the-mortgage-journey#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.morty.com\/resources\/mortgage-manual\/the-mortgage-journey#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2023\/04\/journeythumb.webp\",\"datePublished\":\"2023-03-29T17:30:16+00:00\",\"dateModified\":\"2023-09-22T00:50:53+00:00\",\"description\":\"From planning to closing, learn everything you need to know about the ins and outs of applying for a home loan.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.morty.com\/resources\/mortgage-manual\/the-mortgage-journey#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.morty.com\/resources\/mortgage-manual\/the-mortgage-journey\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.morty.com\/resources\/mortgage-manual\/the-mortgage-journey#primaryimage\",\"url\":\"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2023\/04\/journeythumb.webp\",\"contentUrl\":\"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2023\/04\/journeythumb.webp\",\"width\":300,\"height\":250},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.morty.com\/resources\/mortgage-manual\/the-mortgage-journey#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Resources\",\"item\":\"https:\/\/www.morty.com\/resources\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Mortgage Manual\",\"item\":\"https:\/\/www.morty.com\/resources\/mortgage-manual\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"The Mortgage Journey\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.morty.com\/resources\/#website\",\"url\":\"https:\/\/www.morty.com\/resources\/\",\"name\":\"Morty Resources\",\"description\":\"Mortgage resources\",\"publisher\":{\"@id\":\"https:\/\/www.morty.com\/resources\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.morty.com\/resources\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.morty.com\/resources\/#organization\",\"name\":\"Morty\",\"url\":\"https:\/\/www.morty.com\/resources\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.morty.com\/resources\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2025\/05\/cropped-morty-logo.webp\",\"contentUrl\":\"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2025\/05\/cropped-morty-logo.webp\",\"width\":1293,\"height\":516,\"caption\":\"Morty\"},\"image\":{\"@id\":\"https:\/\/www.morty.com\/resources\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/HiMorty\/\",\"https:\/\/x.com\/himorty\",\"https:\/\/www.linkedin.com\/company\/morty-inc.\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"The Mortgage Journey | Morty Resources","description":"From planning to closing, learn everything you need to know about the ins and outs of applying for a home loan.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.morty.com\/resources\/mortgage-manual\/the-mortgage-journey","og_locale":"en_US","og_type":"article","og_title":"The Mortgage Journey | Morty Resources","og_description":"From planning to closing, learn everything you need to know about the ins and outs of applying for a home loan.","og_url":"https:\/\/www.morty.com\/resources\/mortgage-manual\/the-mortgage-journey","og_site_name":"Morty Resources","article_publisher":"https:\/\/www.facebook.com\/HiMorty\/","article_modified_time":"2023-09-22T00:50:53+00:00","og_image":[{"width":300,"height":250,"url":"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2023\/04\/journeythumb.webp","type":"image\/webp"}],"twitter_card":"summary_large_image","twitter_site":"@himorty","twitter_misc":{"Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.morty.com\/resources\/mortgage-manual\/the-mortgage-journey","url":"https:\/\/www.morty.com\/resources\/mortgage-manual\/the-mortgage-journey","name":"The Mortgage Journey | Morty Resources","isPartOf":{"@id":"https:\/\/www.morty.com\/resources\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.morty.com\/resources\/mortgage-manual\/the-mortgage-journey#primaryimage"},"image":{"@id":"https:\/\/www.morty.com\/resources\/mortgage-manual\/the-mortgage-journey#primaryimage"},"thumbnailUrl":"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2023\/04\/journeythumb.webp","datePublished":"2023-03-29T17:30:16+00:00","dateModified":"2023-09-22T00:50:53+00:00","description":"From planning to closing, learn everything you need to know about the ins and outs of applying for a home loan.","breadcrumb":{"@id":"https:\/\/www.morty.com\/resources\/mortgage-manual\/the-mortgage-journey#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.morty.com\/resources\/mortgage-manual\/the-mortgage-journey"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.morty.com\/resources\/mortgage-manual\/the-mortgage-journey#primaryimage","url":"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2023\/04\/journeythumb.webp","contentUrl":"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2023\/04\/journeythumb.webp","width":300,"height":250},{"@type":"BreadcrumbList","@id":"https:\/\/www.morty.com\/resources\/mortgage-manual\/the-mortgage-journey#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Resources","item":"https:\/\/www.morty.com\/resources\/"},{"@type":"ListItem","position":2,"name":"Mortgage Manual","item":"https:\/\/www.morty.com\/resources\/mortgage-manual"},{"@type":"ListItem","position":3,"name":"The Mortgage Journey"}]},{"@type":"WebSite","@id":"https:\/\/www.morty.com\/resources\/#website","url":"https:\/\/www.morty.com\/resources\/","name":"Morty Resources","description":"Mortgage resources","publisher":{"@id":"https:\/\/www.morty.com\/resources\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.morty.com\/resources\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.morty.com\/resources\/#organization","name":"Morty","url":"https:\/\/www.morty.com\/resources\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.morty.com\/resources\/#\/schema\/logo\/image\/","url":"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2025\/05\/cropped-morty-logo.webp","contentUrl":"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2025\/05\/cropped-morty-logo.webp","width":1293,"height":516,"caption":"Morty"},"image":{"@id":"https:\/\/www.morty.com\/resources\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/HiMorty\/","https:\/\/x.com\/himorty","https:\/\/www.linkedin.com\/company\/morty-inc."]}]}},"taxonomy_info":[],"featured_image_src_large":["https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2023\/04\/journeythumb.webp",300,250,false],"author_info":{"display_name":"hannah@morty.com","author_link":"https:\/\/www.morty.com\/resources\/author\/hannahmorty-com"},"comment_info":0,"featured_image_src":"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2023\/04\/journeythumb.webp","featured_image_src_square":"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2023\/04\/journeythumb.webp","rttpg_featured_image_url":{"full":["https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2023\/04\/journeythumb.webp",300,250,false],"landscape":["https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2023\/04\/journeythumb.webp",300,250,false],"portraits":["https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2023\/04\/journeythumb.webp",300,250,false],"thumbnail":["https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2023\/04\/journeythumb-150x150.webp",150,150,true],"medium":["https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2023\/04\/journeythumb.webp",300,250,false],"large":["https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2023\/04\/journeythumb.webp",300,250,false],"1536x1536":["https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2023\/04\/journeythumb.webp",300,250,false],"2048x2048":["https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2023\/04\/journeythumb.webp",300,250,false],"gb-block-post-grid-landscape":["https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2023\/04\/journeythumb.webp",300,250,false],"gb-block-post-grid-square":["https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2023\/04\/journeythumb.webp",300,250,false],"yarpp-thumbnail":["https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2023\/04\/journeythumb-120x120.webp",120,120,true],"rt_custom":["https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2023\/04\/journeythumb.webp",300,250,false]},"rttpg_author":{"display_name":"hannah@morty.com","author_link":"https:\/\/www.morty.com\/resources\/author\/hannahmorty-com"},"rttpg_comment":0,"rttpg_category":null,"rttpg_excerpt":"Whether you are just planning to buy a home, actively shopping with realtors, making an offer, or in contract for closing, Morty can help you every step of the way. if you\u2019d like to learn more about the mortgage and home buying process, check out these articles below. Articles in this section","_links":{"self":[{"href":"https:\/\/www.morty.com\/resources\/wp-json\/wp\/v2\/pages\/8110","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.morty.com\/resources\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.morty.com\/resources\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.morty.com\/resources\/wp-json\/wp\/v2\/users\/30"}],"replies":[{"embeddable":true,"href":"https:\/\/www.morty.com\/resources\/wp-json\/wp\/v2\/comments?post=8110"}],"version-history":[{"count":31,"href":"https:\/\/www.morty.com\/resources\/wp-json\/wp\/v2\/pages\/8110\/revisions"}],"predecessor-version":[{"id":11514,"href":"https:\/\/www.morty.com\/resources\/wp-json\/wp\/v2\/pages\/8110\/revisions\/11514"}],"up":[{"embeddable":true,"href":"https:\/\/www.morty.com\/resources\/wp-json\/wp\/v2\/pages\/7447"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.morty.com\/resources\/wp-json\/wp\/v2\/media\/8578"}],"wp:attachment":[{"href":"https:\/\/www.morty.com\/resources\/wp-json\/wp\/v2\/media?parent=8110"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}