{"id":10418,"date":"2023-08-21T15:42:19","date_gmt":"2023-08-21T20:42:19","guid":{"rendered":"https:\/\/www.morty.com\/resources\/?p=10418"},"modified":"2023-08-22T09:53:44","modified_gmt":"2023-08-22T14:53:44","slug":"whats-ahead-for-the-fall","status":"publish","type":"post","link":"https:\/\/www.morty.com\/resources\/the-morty-report\/whats-ahead-for-the-fall","title":{"rendered":"What\u2019s ahead for the Fall\u00a0"},"content":{"rendered":"\n

The dog days of the summer market<\/h2>\n\n\n\n

As September rapidly approaches, experts are weighing in on what homebuyers can expect from the fall market, especially as mortgage rate<\/a> benchmarks hit their highest levels<\/a> in over 20 years. Will things change notably in the near future? <\/p>\n\n\n\n

A lot continues to hinge on whether the Federal Reserve<\/a> continues to increase interest rates at its September meeting, which could in turn drive mortgage rates even higher. While the recently released minutes<\/a> from their July meeting suggest that further rate hikes remain on the table, many are wondering whether the housing market has reached its limit. And that\u2019s likely one aspect the Fed will weigh as well in deciding what the market can handle in pursuit of a \u201csoft landing<\/a>\u201d that helps to mitigate inflation without tanking sectors of the economy.<\/p>\n\n\n\n

There\u2019s no question that things are tough for buyers right now. But this doesn\u2019t mean the market is completely dead or that there\u2019s no possibility of rates coming down in the near future. If the Fed moves away from rate hikes towards the end of 2023 and into 2024, there\u2019s the possibility<\/a> that we\u2019ll see rates<\/a> drop and affordability increase. The challenge right now is that those locked into lower mortgage rates<\/a> are reluctant to sell, driving down inventory and sustaining demand and prices.<\/p>\n\n\n\n

-Robert Heck, VP of Mortgage @ Morty<\/p>\n\n\n\n

\"policy<\/a><\/figure>\n\n\n\n

In the news<\/h2>\n\n\n\n
\n
\n
\"\"<\/a><\/figure>\n\n\n\n

The housing market is at ‘rock bottom,’ says Redfin’s CEO, as high rates and prices take their toll<\/a><\/p>\n<\/div><\/div>\n\n\n\n

\n
\"\"<\/a><\/figure>\n\n\n\n

As mortgage rates soar over 7%, an unaffordable housing market is becoming even more expensive<\/a><\/p>\n<\/div><\/div>\n\n\n\n

\n
\"\"<\/a><\/figure>\n\n\n\n

Mortgage rates are at a 21-year high. Here\u2019s what that means for you<\/a><\/p>\n<\/div><\/div>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"

The dog days of the summer market As September rapidly approaches, experts are weighing in…<\/p>\n","protected":false},"author":30,"featured_media":6229,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","_lmt_disableupdate":"no","_lmt_disable":"","_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[611],"tags":[63,43,13,564],"series":[],"class_list":["post-10418","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-the-morty-report","tag-buying","tag-down-payment","tag-house-hunting","tag-mortgage-rates"],"acf":[],"yoast_head":"\nWhat\u2019s ahead for the Fall\u00a0 | Morty Resources<\/title>\n<meta name=\"description\" content=\"September nears, and the housing market faces change. 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