{"id":10997,"date":"2023-09-05T21:55:19","date_gmt":"2023-09-06T02:55:19","guid":{"rendered":"https:\/\/www.morty.com\/resources\/?p=10997"},"modified":"2025-01-30T22:36:37","modified_gmt":"2025-01-31T03:36:37","slug":"becoming-a-loan-officer-in-arizona","status":"publish","type":"post","link":"https:\/\/www.morty.com\/resources\/loan-officers\/becoming-a-loan-officer-in-arizona","title":{"rendered":"Become a Loan Officer in Arizona"},"content":{"rendered":"\n<p>If you&#8217;d like to become a loan officer in Arizona, there is a clear path to follow to get your Arizona MLO license and begin your career in the mortgage industry. Whether you\u2019re drawn to the fast-paced real estate markets of Phoenix, Tucson, or other growing cities across Arizona, the demand for skilled mortgage loan originators (MLOs) is strong.\u00a0The term mortgage loan originator (MLO), licensed mortgage loan officer are frequently used interchangeably and both reflect the important job of helping home buyers find and secure the right home loan for them.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.morty.com\/resources\/loan-officers\/important-skills-for-successful-loan-officers\">As a successful loan officer<\/a> you&#8217;ll need both a comprehensive understanding of the mortgage industry and financial regulations as well as good interpersonal and communication skills. To get your mortgage loan originator license you will first learn the national and Arizona state-level lending guidelines and then pass an exam to show your mortgage knowledge. <\/p>\n\n\n\n<p>Let\u2019s dive into our step-by-step guide of how to become a AZ loan officer.<\/p>\n\n\n\n<div class=\"wp-block-ht-block-toc  is-style-outline htoc htoc--position-wide toc-list-style-plain\" data-htoc-state=\"expanded\"><span class=\"htoc__title\"><span class=\"ht_toc_title\">In this article<\/span><span class=\"htoc__toggle\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\"><g fill=\"#444\"><path d=\"M15 7H1c-.6 0-1 .4-1 1s.4 1 1 1h14c.6 0 1-.4 1-1s-.4-1-1-1z\"><\/path><path d=\"M15 1H1c-.6 0-1 .4-1 1s.4 1 1 1h14c.6 0 1-.4 1-1s-.4-1-1-1zM15 13H1c-.6 0-1 .4-1 1s.4 1 1 1h14c.6 0 1-.4 1-1s-.4-1-1-1z\"><\/path><\/g><\/svg><\/span><\/span><div class=\"htoc__itemswrap\"><ul class=\"ht_toc_list\"><li class=\"\"><a href=\"#htoc-step-1-request-an-nmls-account\">Step 1: Request your NMLS account<\/a><\/li><li class=\"\"><a href=\"#htoc-step-2-receive-nmls-id-number\">Step 2: Receive your personal NMLS ID number<\/a><\/li><li class=\"\"><a href=\"#htoc-step-3-check-state-specific-licensing-requirements-for-texas\">Step 3: Review Arizona state specific licensing requirements for Arizona<\/a><\/li><li class=\"\"><a href=\"#htoc-step-4-complete-pre-licensing-mortgage-coursework\">Step 4:&nbsp; Complete national and Arizona pre-licensing mortgage coursework<\/a><\/li><li class=\"\"><a href=\"#htoc-step-5-prepare-for-the-safe-exam\">Step 5: Prepare for the national SAFE Test<\/a><\/li><li class=\"\"><a href=\"#htoc-step-6-pass-the-national-safe-exam-to-become-an-mlo\">Step 6: Pass the SAFE exam<\/a><\/li><li class=\"\"><a href=\"#htoc-step-7-complete-a-background-check\">Step 7: Complete a background check and get fingerprinted<\/a><\/li><li class=\"\"><a href=\"#htoc-step-8-submit-your-mortgage-licensing-application\">Step 8: Complete and Submit your MU4 to NMLS<\/a><\/li><li class=\"\"><a href=\"#htoc-step-9-get-sponsored-by-a-mortgage-company\">Step 9: Get sponsored by a mortgage company<\/a><\/li><li class=\"\"><a href=\"#htoc-learn-more-about-joining-the-morty-platform-as-a-mortgage-loan-originator\">Learn about joining the Morty platform.<\/a><\/li><\/ul><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"htoc-step-1-request-an-nmls-account\">Step 1: Request your NMLS account<\/h2>\n\n\n\n<p>Start your journey to become an mlo by visiting the <a href=\"https:\/\/www.statemortgageregistry.com\/Public\/RequestAccount.aspx\" rel=\"nofollow\">NMLS<\/a> to request an accoun<a href=\"https:\/\/www.statemortgageregistry.com\/Public\/RequestAccount.aspx\" rel=\"nofollow\">t<\/a>. NMLS stands for the Nationwide Multistate Licensing System &amp; Register or the Nationwide Mortgage Licensing System. If you already have an NMLS account, and are looking to add Arizona to your mortgage license, skip to step #3.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"htoc-step-2-receive-nmls-id-number\">Step 2: Receive your personal NMLS ID number<\/h2>\n\n\n\n<p>Once you\u2019ve registered with the NMLS, you\u2019ll receive an individual NMLS ID number to use throughout your career as a mortgage loan originator. The same NMLS ID is used for your license in Arizona and any other states you might consider getting licensed in like <a href=\"https:\/\/www.morty.com\/resources\/loan-officers\/becoming-a-loan-officer-in-california\">California<\/a>, <a href=\"https:\/\/www.morty.com\/resources\/loan-officers\/becoming-a-loan-officer-in-new-mexico\">New Mexico<\/a> and <a href=\"https:\/\/www.morty.com\/resources\/loan-officers\/becoming-a-loan-officer-in-oklahoma\">Oklahoma<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"htoc-step-3-check-state-specific-licensing-requirements-for-texas\">Step 3: Review Arizona state specific licensing requirements for Arizona<\/h2>\n\n\n\n<p>Check Arizona state-specific licensing requirements through <a href=\"https:\/\/mortgage.nationwidelicensingsystem.org\/slr\/Pages\/DynamicLicenses.aspx?StateID=AZ\" rel=\"nofollow\">Arizona MLO license requirements on NMLS&#8217;s Resource Center<\/a>. Here, you&#8217;ll find the additional steps required to obtain your MLO license in Arizona. You will want to complete this step <a href=\"https:\/\/www.morty.com\/resources\/loan-officers\/how-to-get-licensed-as-a-mortgage-loan-officer-in-multiple-states\">for any additional state<\/a> you&#8217;d like to get licensed in.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"htoc-step-4-complete-pre-licensing-mortgage-coursework\">Step 4:&nbsp; Complete national and Arizona pre-licensing mortgage coursework<\/h2>\n\n\n\n<p>Complete the required 20 hours of pre-licensing coursework. Pre-licensing classes for becoming a mortgage loan officer cover a range of topics from mortgage industry fundamentals to ethics and professional conduct. In Arizona, 4 additional hours of work must be completed that are dedicated to state-specific laws and regulations. <\/p>\n\n\n\n<p>Morty recommends&nbsp;<a href=\"https:\/\/www.oncourselearning.com\/mortgage\/arizona\" rel=\"nofollow\">Oncourse Learning<\/a>&nbsp;as a pre-licensing coursework provider. If you\u2019d like other recommendations, reach out through our&nbsp;<a href=\"https:\/\/platform.morty.com\/join\/\">Platform Loan Officer<\/a>&nbsp;program.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"htoc-step-5-prepare-for-the-safe-exam\">Step 5:<strong> <\/strong>Prepare for the national SAFE Test<\/h2>\n\n\n\n<p>After you&#8217;ve completed your 20 hours pre license course and the additional 4 hours of Arizona specific education, it&#8217;s time to study for your Secure and Fair Enforcement (SAFE) exam. The SAFE exam was instituted by Congress as part of the <a href=\"https:\/\/en.wikipedia.org\/wiki\/Housing_and_Economic_Recovery_Act_of_2008#Secure_and_Fair_Enforcement_for_Mortgage_Licensing_Act_of_2008\">Secure and Fair Enforcement for Mortgage Licensing Act of 2008.<\/a><\/p>\n\n\n\n<p>Purchase your SAFE test prep materials and practice tests to begin studying. <\/p>\n\n\n\n<div class=\"wp-block-media-text alignwide is-image-fill-element has-white-color has-theme-palette-1-background-color has-text-color has-background\" style=\"grid-template-columns:31% auto\"><figure class=\"wp-block-media-text__media\"><a href=\"https:\/\/platform.morty.com\/blueprint-guide\/\"><img loading=\"lazy\" decoding=\"async\" width=\"634\" height=\"1024\" src=\"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2023\/12\/gewn-634x1024.webp\" alt=\"\" class=\"wp-image-12848 size-full\" style=\"object-position:50% 50%\" srcset=\"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2023\/12\/gewn-634x1024.webp 634w, https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2023\/12\/gewn-186x300.webp 186w, https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2023\/12\/gewn-768x1240.webp 768w, https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2023\/12\/gewn-951x1536.webp 951w, https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2023\/12\/gewn-1269x2048.webp 1269w, https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2023\/12\/gewn.webp 1338w\" sizes=\"auto, (max-width: 634px) 100vw, 634px\" \/><\/a><\/figure><div class=\"wp-block-media-text__content\">\n<div style=\"height:5px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-theme-palette-9-color has-text-color\" id=\"htoc-g\">Get a leg up with licensing.<\/h3>\n\n\n\n<p class=\"has-text-align-center\" id=\"htoc-ready-to-move-forward\" style=\"font-size:20px\">Morty\u2019s can help you prep and pass your <strong>SAFE Mortgage Loan Originator exam<\/strong>.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-1 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-75\"><a class=\"wp-block-button__link has-theme-palette-3-color has-white-background-color has-text-color has-background wp-element-button\" href=\"https:\/\/platform.morty.com\/product-category\/licensing-support\/\" style=\"border-radius:100px\" target=\"_blank\" rel=\"noreferrer noopener\">licensing resources<\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:5px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"htoc-step-6-pass-the-national-safe-exam-to-become-an-mlo\">Step 6: Pass the SAFE exam<\/h2>\n\n\n\n<p>To get your MLO license, you\u2019ll need to pass the NMLS&#8217;s SAFE Mortgage Loan Originator Test with a score of 75% or higher. To reiterate, this exam is meant to test your understanding of core concepts in mortgage lending before you begin working with customers and recommending loan products. The SAFE exam is 190 minutes long, and costs $110.&nbsp;<\/p>\n\n\n\n<p><a href=\"https:\/\/mortgage.nationwidelicensingsystem.org\/profreq\/testing\/Pages\/default.aspx\">Schedule your test<\/a>&nbsp;at your convenience and when you feel prepared. If you don\u2019t pass the exam on your first attempt, you&#8217;ll have to wait 30 days before retaking the SAFE exam.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"htoc-step-7-complete-a-background-check\">Step 7: Complete a background check and get fingerprinted<\/h2>\n\n\n\n<p>As a prospective mlo, you must complete a criminal background check. The background check can be initiated through your NMLS portal. You must also make an appointment to have your fingerprints taken, which can also be arranged through the NMLS portal. The current cost of both the background check and the fingerprinting is $36.25.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"htoc-step-8-submit-your-mortgage-licensing-application\">Step 8: Complete and Submit your MU4 to NMLS<\/h2>\n\n\n\n<p>Once you&#8217;ve passed your test and done your background checks, you&#8217;re ready to file your Individual (MU4) Form. Head to your <a href=\"https:\/\/mortgage.nationwidelicensingsystem.org\/Pages\/default.aspx\" rel=\"nofollow\">NMLS portal<\/a> to file your Individual (MU4) Form and pay your NMLS fees. The cost to file your mortgage loan officer license in Arizona is: $30 NMLS application fee, $350 state application fee, $100 surety bond fee, a $15 credit report fee and the following licensing and registration fee depending on what month you submit your MU4:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>January, February and March: $150.00<\/li>\n\n\n\n<li>April, May and June: $112.50<\/li>\n\n\n\n<li>July, August and September:  $75.00<\/li>\n\n\n\n<li>October: $37.50<\/li>\n\n\n\n<li>November and December $187.50 (includes following year renewal fee)<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"htoc-step-9-get-sponsored-by-a-mortgage-company\">Step 9: Get sponsored by a mortgage company<\/h2>\n\n\n\n<p>After finding and being hired by a mortgage originator, that&#8217;s either a <a href=\"https:\/\/www.morty.com\/resources\/loan-officers\/how-is-being-a-loan-officer-different-at-a-mortgage-broker-vs-mortgage-lender\">mortgage broker like Morty or a mortgage lender<\/a> like a bank or credit union, you can initiate the sponsorship process by submitting the company\u2019s credentials to the NMLS for verification. As soon as NMLS gives final approval \u2014 congrats, you officially have your mortgage loan originator license in Arizona!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"htoc-looking-for-sponsorship\">Are you looking for sponsorship in Arizona?<\/h2>\n\n\n\n<p>If you&#8217;ve completed the pre-licensing work and passed the SAFE exam to become an mlo in California, the next thing to consider is what mortgage company will to sponsor your license. <\/p>\n\n\n\n<p>We&#8217;d love for you to be sponsored by Morty! <a href=\"https:\/\/www.morty.com\">Morty<\/a> is a technology-enabled online licensed <a href=\"https:\/\/www.morty.com\/resources\/loan-officers\/how-is-being-a-loan-officer-different-at-a-mortgage-broker-vs-mortgage-lender\">mortgage broker<\/a>. Morty offers loan officers, and their clients, a better, more seamless mortgage experience through our <a href=\"https:\/\/www.morty.com\/products\/lender-network\">lender marketplace<\/a>, <a href=\"https:\/\/www.morty.com\/mortgage-rates\/arizona\">competitive pricing<\/a>, <a href=\"https:\/\/www.morty.com\/products\/point-of-sale\">affordability tools<\/a>, underwriting technology, along with the built-in support from our processing and fulfillment teams. <\/p>\n\n\n\n<div class=\"wp-block-media-text alignwide is-stacked-on-mobile has-white-color has-theme-palette-1-background-color has-text-color has-background\" style=\"grid-template-columns:37% auto\"><figure class=\"wp-block-media-text__media\"><a href=\"https:\/\/platform.morty.com\/public-uplevel-guides\/\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2023\/12\/network_sq-1024x1024.webp\" alt=\"\" class=\"wp-image-12842 size-full\" srcset=\"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2023\/12\/network_sq-1024x1024.webp 1024w, https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2023\/12\/network_sq-300x300.webp 300w, https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2023\/12\/network_sq-150x150.webp 150w, https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2023\/12\/network_sq-768x768.webp 768w, https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2023\/12\/network_sq-600x600.webp 600w, https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2023\/12\/network_sq-120x120.webp 120w, https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2023\/12\/network_sq.webp 1208w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure><div class=\"wp-block-media-text__content\">\n<p class=\"has-text-align-center has-large-font-size\" id=\"htoc-take-your-career-to-the-next-level-with-uplevel-guides\">Take your career to the next level, with UpLevel Guides.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-2 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-75\"><a class=\"wp-block-button__link has-theme-palette-3-color has-white-background-color has-text-color has-background wp-element-button\" href=\"https:\/\/platform.morty.com\/public-uplevel-guides\/\" style=\"border-radius:100px\" target=\"_blank\" rel=\"noreferrer noopener\">get the guides<\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"htoc-looking-to-get-your-mortgage-license-in-multiple-states\">Interested in how to get your MLO license in multiple states?<\/h2>\n\n\n\n<p>Are you interested in getting your <a href=\"https:\/\/www.morty.com\/resources\/loan-officers\/how-to-get-licensed-as-a-mortgage-loan-officer-in-multiple-states\">loan officer license in multiple states<\/a>? To become licensed in states other than Arizona, you\u2019ll need to fulfill the additional education requirements for each state and file your Individual (MU4) Form for each state through NMLS.<\/p>\n\n\n\n<p>Morty is&nbsp;<a href=\"https:\/\/www.morty.com\/legal\/licensing\">licensed in 45 states<\/a>&nbsp;and can help you&nbsp;<a href=\"https:\/\/platform.morty.com\/join\/\">quickly get sponsored<\/a>&nbsp;in multiple states. To get started, we put together <a href=\"https:\/\/www.morty.com\/resources\/loan-officer-resources\/state-licensing\">mortgage licensing guides<\/a> for many states including:&nbsp;<a href=\"https:\/\/www.morty.com\/resources\/loan-officers\/becoming-a-loan-officer-in-georgia\">Georgia<\/a>,&nbsp;<a href=\"https:\/\/www.morty.com\/resources\/loan-officers\/becoming-a-loan-officer-in-north-carolina\">North Carolina<\/a>,&nbsp;<a href=\"https:\/\/www.morty.com\/resources\/loan-officers\/becoming-a-loan-officer-in-florida\">Florida<\/a>&nbsp;and <a href=\"https:\/\/www.morty.com\/resources\/loan-officers\/becoming-a-loan-officer-in-florida\">Michigan<\/a>.<\/p>\n\n\n\n<div class=\"wp-block-genesis-blocks-gb-container gb-block-container\"><div class=\"gb-container-inside\"><div class=\"gb-container-content\">\n<h2 class=\"wp-block-heading\" id=\"htoc-learn-more-about-joining-the-morty-platform-as-a-mortgage-loan-originator\">Learn about joining the Morty platform.<\/h2>\n\n\n\n<p id=\"htoc-morty-makes-it-quick-and-easy-to-for-licensed-mlos-to-get-sponsored-and-work-off-our-platform-the-morty-platform-is-free-to-join-but-if-you-re-thinking-about-starting-your-own-mortgage-brokerage-in-texas-take-a-look-at-our-platform-business-tiers-these-tiers-are-specifically-designed-to-give-you-the-independence-to-start-or-scale-your-mortgage-brand-with-the-resources-infrastructure-and-technology-you-need-to-be-profitable-in-today-s-mortgage-industry\">Morty makes it quick and easy to for licensed MLOs to get sponsored and work off <a href=\"https:\/\/platform.morty.com\/join\/\">our platform<\/a>. Take a look at our <a href=\"https:\/\/www.morty.com\/pricing\">Platform Business Tiers<\/a>. These tiers are specifically designed to give you the independence to start or scale your mortgage brand with the resources, infrastructure and technology you need to be profitable in today\u2019s mortgage industry.<\/p>\n\n\n\n<p id=\"htoc-\"><\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-leadin-hubspot-form-block\">\n\t\t\t\t\t\t<script>\n\t\t\t\t\t\t\twindow.hsFormsOnReady = window.hsFormsOnReady || [];\n\t\t\t\t\t\t\twindow.hsFormsOnReady.push(()=>{\n\t\t\t\t\t\t\t\thbspt.forms.create({\n\t\t\t\t\t\t\t\t\tportalId: 21078423,\n\t\t\t\t\t\t\t\t\tformId: \"2f48f9c8-57c5-470f-a774-c6e8a6623707\",\n\t\t\t\t\t\t\t\t\ttarget: \"#hbspt-form-1789380730000-2352352316\",\n\t\t\t\t\t\t\t\t\tregion: \"na1\",\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t})});\n\t\t\t\t\t\t<\/script>\n\t\t\t\t\t\t<div class=\"hbspt-form\" id=\"hbspt-form-1789380730000-2352352316\"><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>If you&#8217;d like to become a loan officer in Arizona, there is a clear path&#8230;<\/p>\n","protected":false},"author":1,"featured_media":11006,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","_lmt_disableupdate":"no","_lmt_disable":"","_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"hide","_kad_post_feature":"hide","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[690,761],"tags":[855,725,721,724,726,760],"series":[],"class_list":["post-10997","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-loan-officers","category-state-licensing","tag-arizona","tag-mortgage-license-application","tag-national-safe-exam","tag-nmls","tag-pre-licensing-mortgage-coursework","tag-state-mortgage-licensing-requirements"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.3.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Guide to Becoming a Mortgage Loan Officer in Arizona<\/title>\n<meta name=\"description\" content=\"Considering becoming an MLO in Arizona? This guide has all you need to get your NMLS license, including education, exam requirements and sponsorship.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.morty.com\/resources\/loan-officers\/becoming-a-loan-officer-in-arizona\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Guide to Becoming a Mortgage Loan Officer in Arizona\" \/>\n<meta property=\"og:description\" content=\"Considering becoming an MLO in Arizona? 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