{"id":11400,"date":"2023-09-18T11:53:06","date_gmt":"2023-09-18T16:53:06","guid":{"rendered":"https:\/\/www.morty.com\/resources\/?p=11400"},"modified":"2023-09-18T14:02:28","modified_gmt":"2023-09-18T19:02:28","slug":"more-homes-more-buyers","status":"publish","type":"post","link":"https:\/\/www.morty.com\/resources\/the-morty-report\/more-homes-more-buyers","title":{"rendered":"More homes, more buyers"},"content":{"rendered":"\n

The missing summer market<\/h2>\n\n\n\n

While mortgage rates<\/a> continue to linger around 7%, where they\u2019ve been for a few months now, home prices <\/a>actually rose year-over-year in the most recent data from July. The uptick was lower than averages over the last 25-years. Inventory also grew slightly<\/a>, as more homeowners listed their properties, showing that the buyer\/seller standoff may be easing somewhat.<\/p>\n\n\n\n

These price shifts can be read two ways: big-picture, the small increase as compared to historical averages could indicate a continued year-over-year slowdown<\/a> in prices, but the monthly jump could suggest that the slowdown is over<\/a>. Indicators over the next few months, including inflation data and rate movements<\/a> from the Fed, could indicate where things head over the next 6-months.  
Summer is typically a prime, competitive homebuying season where inventory would be expected to decrease, but this year bucked the trend<\/a>. While the outlook for fall remains uncertain, buyers should stay the course<\/a>, and continue to look for signs of increasing inventory<\/a>. With high rates<\/a> a reality of the market that\u2019s unlikely to change greatly in the near future, increased inventory could make buying more appealing with more choices and sellers eager to make a deal.<\/p>\n\n\n\n

-Robert Heck, VP of Mortgage @ Morty<\/p>\n\n\n\n

Paid Partner<\/p>\n\n\n\n

\"bellhop<\/a><\/figure>\n\n\n\n

Spotlight: Gen Z Homeowners<\/h2>\n\n\n\n

A study from Redfin<\/a> recently showed that a higher percentage of 25-year olds owned homes in 2022 than previous Gen X and millennial generations. There are a number of contributing factors to this, including greater assistance from relatives with down payments<\/a> and historically low mortgage rates<\/a> in 2020 and 2021. It\u2019s also possible that this trend could reverse after a few years of higher rates<\/a>, but it challenges the idea that younger generations haven\u2019t been able to access the housing market.<\/p>\n\n\n\n

In the news<\/h2>\n\n\n\n
\n
\n
\"\"<\/figure>\n\n\n\n

These are 5 ways surging mortgage rates are reshaping the housing market<\/a><\/p>\n<\/div><\/div>\n\n\n\n

\n
\"\"<\/figure>\n\n\n\n

Honey, I shrunk the house: High mortgage rates are making American homes smaller<\/a><\/p>\n<\/div><\/div>\n\n\n\n

\n
\"\"<\/figure>\n\n\n\n

Why Are Mortgage Rates So High, and How Long Will They Stay Up?<\/a><\/p>\n<\/div><\/div>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"

The missing summer market While mortgage rates continue to linger around 7%, where they\u2019ve been…<\/p>\n","protected":false},"author":30,"featured_media":5948,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","_lmt_disableupdate":"yes","_lmt_disable":"","_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[611],"tags":[63,43,13,564],"series":[],"class_list":["post-11400","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-the-morty-report","tag-buying","tag-down-payment","tag-house-hunting","tag-mortgage-rates"],"acf":[],"yoast_head":"\nMore homes, more buyers | Morty 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