{"id":2002,"date":"2018-06-20T18:37:30","date_gmt":"2018-06-20T18:37:30","guid":{"rendered":"http:\/\/blog.himorty.com\/?p=2002"},"modified":"2020-02-11T13:32:31","modified_gmt":"2020-02-11T18:32:31","slug":"meet-borrowers-juliann-hoboken-nj","status":"publish","type":"post","link":"https:\/\/www.morty.com\/resources\/tips-tricks\/meet-borrowers-juliann-hoboken-nj","title":{"rendered":"Home-buying Her Way."},"content":{"rendered":"\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">How Morty helped this first-time homebuyer find the right loan to fit her dream home. <\/h3>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>At Morty, our main mission is to empower homebuyers. Morty gives homebuyers access to a wide network of lenders and products, allowing them to shop and compare all of their options before committing to one. Today, we\u2019re sharing the second installment of our&nbsp;<strong>Homebuyer Stories:<\/strong> Homebuyers who\u2019ve used Morty summarize their custom tailored, modern mortgage online experience.<\/p>\n\n\n\n<p>We partnered with the online liquor store,&nbsp;<a href=\"https:\/\/minibardelivery.com\/\">Minibar<\/a> to throw first-time homebuyer, Juliann a housewarming party in her newly purchased condo. There, she shared her experience working with Morty.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\">How does it feel to be a homeowner?<\/h4>\n\n\n\n<p>Pretty good. It still hasn\u2019t completely sunk in just because I haven\u2019t had my first mortgage payment yet. But it feels pretty good so far. I love being able to live by myself, so it\u2019s all been good. <\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter\"><img loading=\"lazy\" decoding=\"async\" width=\"684\" height=\"1024\" src=\"https:\/\/morty-content-production.s3.amazonaws.com\/uploads\/2018\/06\/DSC_2541-684x1024.jpg\" alt=\"\" class=\"wp-image-2010\" srcset=\"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2018\/06\/DSC_2541-684x1024.jpg 684w, https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2018\/06\/DSC_2541-200x300.jpg 200w, https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2018\/06\/DSC_2541-768x1150.jpg 768w, https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2018\/06\/DSC_2541-1025x1536.jpg 1025w, https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2018\/06\/DSC_2541-1367x2048.jpg 1367w, https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2018\/06\/DSC_2541.jpg 1669w\" sizes=\"auto, (max-width: 684px) 100vw, 684px\" \/><\/figure><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\">What were the deciding factors that went into becoming a homeowner vs. a renter?<\/h4>\n\n\n\n<p>I did have some money that I wanted to invest. I was at the stage in my life where I wanted to own something and not throw money down the toilet every month.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\">What had you heard about the process of getting a mortgage\/what were your expectations? How does that compare to your actual experience using Morty? <\/h4>\n\n\n\n<p>Morty was a great experience\u2014[my mortgage expert] was extremely helpful\u2014I was very comfortable working with her, which made the process so much easier. Before going into it, I didn\u2019t really know what to expect, which was kind of overwhelming at times, but I trusted everyone at Morty. [Overall] that made the experience so much better and made me feel calmer through it. &nbsp;<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\">What was the best thing about working with Morty overall?<\/h4>\n\n\n\n<p>&nbsp;I was working with another lender [prior to Morty], but it was hard because I couldn\u2019t see what other lenders [had to offer]. With Morty, &nbsp;I was able to ask questions and get advice on different scenarios that made the most sense. I was able to plug in different numbers and see how that affected different rates, which was really eye-opening. And my Morty experts were very communicative and willing to get in touch with me if I had questions\u2014even in off hours.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\">&nbsp;<strong>If you could give one of your friends (or anyone) who is looking to buy a home a piece of advice based on your experience, what would it be?<\/strong><\/h4>\n\n\n\n<p>I would tell them not to stress out about little things at the moment\u2014when you\u2019re [purchasing a home] for the first time, you\u2019re always thinking \u201coh my God, <em>this is such a big deal<\/em>\u201d and afterward, it gets resolved and you realize it wasn\u2019t really. It all works out.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"684\" src=\"https:\/\/morty-content-production.s3.amazonaws.com\/uploads\/2018\/06\/DSC_2582-1024x684.jpg\" alt=\"\" class=\"wp-image-2011\" srcset=\"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2018\/06\/DSC_2582-1024x684.jpg 1024w, https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2018\/06\/DSC_2582-300x200.jpg 300w, https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2018\/06\/DSC_2582-768x513.jpg 768w, https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2018\/06\/DSC_2582-1536x1025.jpg 1536w, https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2018\/06\/DSC_2582-2048x1367.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n\n<h4 class=\"wp-block-heading\">Obviously, a home is the biggest purchase you\u2019ll ever make. How did you know you\u2019d found the <em>right<\/em> home? What were the emotions or next steps leading up to that purchase?<\/h4>\n\n\n\n<p>I made a bid on a couple of other places before I made a bid on my current place. I wasn\u2019t planning on going up on my original offer. When I found a place where I realized that I <em>was<\/em> actually willing to go higher on what I originally wanted to pay? I knew it was the home for me. <\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\">How do you feel the home buying process is going to change for Millennials versus your parents&#8217; generation?<\/h4>\n\n\n\n<p>I did consult with my parents before buying. Usually, the idea is that you get married and <em>then<\/em> you buy a house\u2014that\u2019s the norm. But I\u2019m a single person that bought something big and I think that\u2019s what\u2019s different [about our generation] in particular. We\u2019re doing things differently\u2014not because it\u2019s expected, but because it feels right.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"684\" src=\"https:\/\/morty-content-production.s3.amazonaws.com\/uploads\/2018\/06\/DSC_2567-1024x684.jpg\" alt=\"\" class=\"wp-image-2013\" srcset=\"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2018\/06\/DSC_2567-1024x684.jpg 1024w, https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2018\/06\/DSC_2567-300x200.jpg 300w, https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2018\/06\/DSC_2567-768x513.jpg 768w, https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2018\/06\/DSC_2567-1536x1025.jpg 1536w, https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2018\/06\/DSC_2567-2048x1367.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n\n<h4 class=\"wp-block-heading\">Were there specific aspects about mortgages\/the mortgage industry that you learned through Morty that you don\u2019t think you would\u2019ve learned (or would think to learn) otherwise? <\/h4>\n\n\n\n<p>When it was brought to my attention that my monthly mortgage payments weren\u2019t going to go up, I realized that I could put less money down and put more money away than I originally was going to do.  Which was very helpful to me!&nbsp;<\/p>\n\n\n\n<blockquote class=\"wp-block-quote has-text-align-center is-style-large is-layout-flow wp-block-quote-is-layout-flow\"><p>&#8220;Usually, the idea is that you get married and then you buy a house\u2014that\u2019s the norm, but I\u2019m a single person that bought something big and I think that\u2019s what\u2019s different [about our generation] in particular. We\u2019re doing things differently\u2014not because it\u2019s expected, but because it feels right.&#8221;<\/p><cite>-Juliann<\/cite><\/blockquote>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\">What do you think is the greatest value in being able to shop and compare?<\/h4>\n\n\n\n<p>The process was definitely more clear with Morty. I could see the different options in front of me and learn how each would affect me. I don\u2019t think I would\u2019ve had the same experience going through a lender because I would only be seeing the [products] that they had to offer.&nbsp;<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter\"><img loading=\"lazy\" decoding=\"async\" width=\"684\" height=\"1024\" src=\"https:\/\/morty-content-production.s3.amazonaws.com\/uploads\/2018\/06\/DSC_2537-684x1024.jpg\" alt=\"\" class=\"wp-image-2009\" srcset=\"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2018\/06\/DSC_2537-684x1024.jpg 684w, https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2018\/06\/DSC_2537-200x300.jpg 200w, https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2018\/06\/DSC_2537-768x1150.jpg 768w, https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2018\/06\/DSC_2537-1025x1536.jpg 1025w, https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2018\/06\/DSC_2537-1367x2048.jpg 1367w, https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2018\/06\/DSC_2537.jpg 1669w\" sizes=\"auto, (max-width: 684px) 100vw, 684px\" \/><\/figure><\/div>\n","protected":false},"excerpt":{"rendered":"<p>How Morty helped this first-time homebuyer find the right loan to fit her dream home&#8230;.<\/p>\n","protected":false},"author":1,"featured_media":2007,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","_lmt_disableupdate":"","_lmt_disable":"","_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[123],"tags":[],"series":[],"class_list":["post-2002","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tips-tricks"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.3.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Home-buying Her Way. | Morty Resources<\/title>\n<meta name=\"description\" content=\"How Morty empowers home buyers by giving them access to a wide network of lenders and products. Read about Juliann&#039;s experience at Morty.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.morty.com\/resources\/tips-tricks\/meet-borrowers-juliann-hoboken-nj\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Home-buying Her Way. | Morty Resources\" \/>\n<meta property=\"og:description\" content=\"How Morty empowers home buyers by giving them access to a wide network of lenders and products. 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