{"id":2330,"date":"2018-10-16T21:19:54","date_gmt":"2018-10-16T21:19:54","guid":{"rendered":"http:\/\/blog.himorty.com\/?p=2330"},"modified":"2023-09-28T19:42:55","modified_gmt":"2023-09-29T00:42:55","slug":"think-millennial-homebuyers-buying-homes-big-cities","status":"publish","type":"post","link":"https:\/\/www.morty.com\/resources\/mortgage-101\/think-millennial-homebuyers-buying-homes-big-cities","title":{"rendered":"Think Millennials Homebuyers Are Buying in Big Cities? Think Again."},"content":{"rendered":"\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\"\/>\n\n\n\n<p>In the popular imagination, Millennials live in big city apartments or occupy their parents\u2019 basements rent-free.<\/p>\n\n\n\n<p>But in fact, members of the Millennial cohort\u2014that generation of young adults born roughly between 1980 and 1998\u2014bought more homes last year than people in any other age bracket.<\/p>\n\n\n\n<p>And where exactly are Millennials buying homes? You just might be surprised when you hear where Millennial homebuyers and soon-to-be homebuyers are choosing to put down roots.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">More Millennials Are Buying in Small Towns Than in Big Cities\u2026<\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/morty-content-production.s3.amazonaws.com\/uploads\/2018\/10\/agriculture-beautiful-clouds-325944-1024x682.jpg\" alt=\"\" class=\"wp-image-2334\" srcset=\"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2018\/10\/agriculture-beautiful-clouds-325944-1024x682.jpg 1024w, https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2018\/10\/agriculture-beautiful-clouds-325944-300x200.jpg 300w, https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2018\/10\/agriculture-beautiful-clouds-325944-768x512.jpg 768w, https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2018\/10\/agriculture-beautiful-clouds-325944-1536x1024.jpg 1536w, https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2018\/10\/agriculture-beautiful-clouds-325944.jpg 2000w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n<p>According to the <a href=\"https:\/\/www.nar.realtor\/research-and-statistics\/research-reports\/home-buyer-and-seller-generational-trends\">National Association of Realtors\u2019 Home Buyer and Seller Generational Trends report<\/a>, a full 31% of Millennial homebuyers bought properties in small towns or rural communities last year.<\/p>\n\n\n\n<p>In contrast, only 15% of Millennial homebuyers bought homes in city centers. Turns out, young homeowners are much more likely to live in single-family detached homes with lawns than in urban lofts with noisy upstairs neighbors.<\/p>\n\n\n\n<p>Small towns and rural areas have a lot of appeal. Contrary to popular conception, less traffic, tight-knit communities, slower-paced living, and small-town values appeal to Millennials, just as they have appealed to previous generations. Plus, houses in small town and rural areas are often much, much more affordable\u00a0than homes in big cities.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u2026But Most Millennial Homebuyers Are Buying Homes in the Suburbs<\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/morty-content-production.s3.amazonaws.com\/uploads\/2018\/10\/matthew-lejune-388966-unsplash-e1539728118462-1024x768.jpg\" alt=\"\" class=\"wp-image-2340\" srcset=\"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2018\/10\/matthew-lejune-388966-unsplash-e1539728118462-1024x768.jpg 1024w, https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2018\/10\/matthew-lejune-388966-unsplash-e1539728118462-300x225.jpg 300w, https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2018\/10\/matthew-lejune-388966-unsplash-e1539728118462-768x576.jpg 768w, https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2018\/10\/matthew-lejune-388966-unsplash-e1539728118462-1536x1152.jpg 1536w, https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2018\/10\/matthew-lejune-388966-unsplash-e1539728118462-2048x1536.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n<p>Few Americans live in bustling urban centers. Even fewer live in bucolic rural areas. <a href=\"http:\/\/www.pewsocialtrends.org\/2018\/05\/22\/demographic-and-economic-trends-in-urban-suburban-and-rural-communities\/#suburbs-growing-more-rapidly-than-rural-or-urban-areas\">The fact is, most Americans live in those places and communities in between<\/a>. And Millennials are no exception.<\/p>\n\n\n\n<p>Last year, 52% of the homes purchased by Millennial homebuyers were in suburban areas. Close enough to the city to visit (or commute for work). Far enough from the city to have a little breathing room. The suburbs continue to attract Millennial homebuyers.<\/p>\n\n\n\n<p>According to the NAR, 48% of Millennial homebuyers have children. Having children has been a major incentive for homebuyers for decades. So it&#8217;s not surprising that Millennials with children are buying homes in child-friendly suburban areas. Well-funded suburban schools are a pretty significant draw for Millennial homebuyers, too.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">One-Third of Millennial Homebuyers Last Year Have Done This Before<\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/morty-content-production.s3.amazonaws.com\/uploads\/2018\/10\/shutterstock_1156208407.jpg\" alt=\"\" class=\"wp-image-2342\" srcset=\"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2018\/10\/shutterstock_1156208407.jpg 1000w, https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2018\/10\/shutterstock_1156208407-300x200.jpg 300w, https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2018\/10\/shutterstock_1156208407-768x512.jpg 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure><\/div>\n\n\n<p>The majority of homebuyers in their twenties and thirties <em>are<\/em> first-time homebuyers.  Last year, 65% of homebuyers under 37 years old were purchasing their very first home. Buying a home isn\u2019t exactly inexpensive. It can take awhile to put together the cash reserves necessary to buy a home. (Though there is some good news, would-be homeowners with student loans. 46% of Millennial homebuyers last year still had at least some student loan debt.)<\/p>\n\n\n\n<p>Now, if 65% of Millennial homebuyers last year were buying their first home, that means about a third of the Millennials who bought homes last year have purchased a home before. Just because a homebuyer is young doesn\u2019t mean it\u2019s their first rodeo.&nbsp;(That said, if it is your first rodeo, there\u2019s no need to worry. Getting a mortgage with Morty is quick, easy, and painless. <a href=\"https:\/\/www.morty.com\/get-started\/mortgage\">Get started right now, and you could be pre-approved for a mortgage in a matter of minutes<\/a>.)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In the popular imagination, Millennials live in big city apartments or occupy their parents\u2019 basements&#8230;<\/p>\n","protected":false},"author":1,"featured_media":2345,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","_lmt_disableupdate":"","_lmt_disable":"","_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[6],"tags":[63,79,36],"series":[],"class_list":["post-2330","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mortgage-101","tag-buying","tag-first-time-homebuyers","tag-student-loans"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.3.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Think Millennials Are Buying Homes in Big Cities? | Morty Resources<\/title>\n<meta name=\"description\" content=\"You just might be surprised when you hear where millennial homebuyers and soon-to-be homebuyers are choosing to put down roots.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.morty.com\/resources\/mortgage-101\/think-millennial-homebuyers-buying-homes-big-cities\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Think Millennials Are Buying Homes in Big Cities? | Morty Resources\" \/>\n<meta property=\"og:description\" content=\"You just might be surprised when you hear where millennial homebuyers and soon-to-be homebuyers are choosing to put down roots.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.morty.com\/resources\/mortgage-101\/think-millennial-homebuyers-buying-homes-big-cities\" \/>\n<meta property=\"og:site_name\" content=\"Morty Resources\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/HiMorty\/\" \/>\n<meta property=\"article:published_time\" content=\"2018-10-16T21:19:54+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-09-29T00:42:55+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2018\/10\/nicole-mason-19739-unsplash.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1800\" \/>\n\t<meta property=\"og:image:height\" content=\"1200\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Nora Apsel\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@himorty\" \/>\n<meta name=\"twitter:site\" content=\"@himorty\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Nora Apsel\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.morty.com\/resources\/mortgage-101\/think-millennial-homebuyers-buying-homes-big-cities#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.morty.com\/resources\/mortgage-101\/think-millennial-homebuyers-buying-homes-big-cities\"},\"author\":{\"name\":\"Nora Apsel\",\"@id\":\"https:\/\/www.morty.com\/resources\/#\/schema\/person\/b2240f410dcc926390e8592cf8b62046\"},\"headline\":\"Think Millennials Homebuyers Are Buying in Big Cities? 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