{"id":2598,"date":"2019-02-12T00:18:30","date_gmt":"2019-02-12T00:18:30","guid":{"rendered":"https:\/\/www.himorty.com\/blog\/?p=2598"},"modified":"2023-06-29T11:46:05","modified_gmt":"2023-06-29T16:46:05","slug":"finding-a-home-youll-love","status":"publish","type":"post","link":"https:\/\/www.morty.com\/resources\/mortgage-101\/finding-a-home-youll-love","title":{"rendered":"3 Tips For Finding a Home You&#8217;ll Love"},"content":{"rendered":"\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\"\/>\n\n\n\n<p>Buying a house can be a great investment in your future financial well-being.&nbsp;<\/p>\n\n\n\n<p>But unlike other financial investments, a house isn\u2019t just a line-item on a balance sheet. When it comes to buying a home, the choice you make will shape how you live your life. The house you choose will help determine where your kids go to school, and how many hours you spend in a car or on a train each week. Your house is where your family will gather for holidays and milestone celebrations.&nbsp;<\/p>\n\n\n\n<p>For most of us, buying a house can be a surprisingly emotional experience. And just like falling in love with a person, finding a home you\u2019ll love can can be tricky.&nbsp;We&#8217;ve got some tips for how to find a home you&#8217;ll love, and avoid common home search heartaches in the process. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">1. Avoid the Unattainable and Out-of-Reach<\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/morty-content-production.s3.amazonaws.com\/uploads\/2018\/03\/shutterstock_228255529-1024x683.jpg\" alt=\"find a home you love\" class=\"wp-image-1633\" srcset=\"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2018\/03\/shutterstock_228255529-1024x683.jpg 1024w, https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2018\/03\/shutterstock_228255529-300x200.jpg 300w, https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2018\/03\/shutterstock_228255529-768x512.jpg 768w, https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2018\/03\/shutterstock_228255529-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>Falling in love with a house you can\u2019t really afford will leave you heartbroken\u2014and house-less.&nbsp;<\/p>\n\n\n\n<p>So if you\u2019re serious about buying a home? Taking stock of your finances and figuring out what you can really afford should be your first step.&nbsp;<\/p>\n\n\n\n<p>Take a good, hard look at your budget. Pay down some credit cards. When you\u2019re ready, get pre-approved for your mortgage financing. Do it <em>before<\/em> you start house shopping. (With Morty, <a href=\"https:\/\/www.morty.com\/get-started\/mortgage\">the pre-approval process is quick and pretty painless.<\/a>)\u00a0<\/p>\n\n\n\n<p>In most U.S. housing markets, housing inventory is pretty tight right now. So having your financing in order while you house hunt will give you a leg-up when it is time to make an offer. But your pre-approval serves another important purpose, even before offer-time.  Your mortgage pre-approval gives you a hard upper limit on what you can potentially spend on a home. &nbsp;<\/p>\n\n\n\n<p>Just like your married coworker or your best friend\u2019s ex, you\u2019ll probably run across some attractive houses that are off limits. And that\u2019s all right. Keep your home search focused on homes within your range. You won\u2019t waste time and risk losing your heart to a house you can\u2019t have.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">2. Only Fools Rush In\u2026<\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"563\" src=\"https:\/\/morty-content-production.s3.amazonaws.com\/uploads\/2019\/01\/shutterstock_523121974.jpg\" alt=\"\" class=\"wp-image-2533\" srcset=\"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2019\/01\/shutterstock_523121974.jpg 1000w, https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2019\/01\/shutterstock_523121974-300x169.jpg 300w, https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2019\/01\/shutterstock_523121974-768x432.jpg 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<p>In real life, chemistry won\u2019t hold a relationship together without shared values, well-matched personalities, and compatible goals for the future. People who get married without understanding their future spouses are often in for a really unpleasant time. Rushing to buy the first home that makes your heart skip a beat without doing your homework can be just as unpleasant.&nbsp;<\/p>\n\n\n\n<p>It might not be the most fun part of house hunting, but arranging for a professional home inspection is critical if you want to avoid costly repairs or major condition issues.&nbsp;<\/p>\n\n\n\n<p>Houses that look fine may be hiding serious flaws. You may have been certain the house was perfect the moment you pulled into the driveway. But you\u2019ll probably feel a lot less warm and fuzzy about your new place in a few months, if you find out the home you just bought needs an entirely new foundation.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">3. But Don&#8217;t Wait Too Long <\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"866\" height=\"578\" src=\"https:\/\/morty-content-production.s3.amazonaws.com\/uploads\/2019\/03\/Stocksy_txp0ea03140xyM200_Small_882719.jpg\" alt=\"\" class=\"wp-image-4129\" srcset=\"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2019\/03\/Stocksy_txp0ea03140xyM200_Small_882719.jpg 866w, https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2019\/03\/Stocksy_txp0ea03140xyM200_Small_882719-300x200.jpg 300w, https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2019\/03\/Stocksy_txp0ea03140xyM200_Small_882719-768x513.jpg 768w\" sizes=\"auto, (max-width: 866px) 100vw, 866px\" \/><figcaption class=\"wp-element-caption\">Woman standing in front of a doormat reading \u201cIt\u2019s so good to be home\u201d.<\/figcaption><\/figure>\n\n\n\n<p>Nobody\u2019s perfect. And the truth is, no house is perfect, either: especially not before you move in and make that house your home.&nbsp;<\/p>\n\n\n\n<p>Patiently waiting until a home that meets your needs and fits your budget hits the market is one thing. But if you wait around for <em>perfect<\/em>, you\u2019ll be waiting forever. And by waiting forever for <em>perfect<\/em>, you\u2019re going to miss out on <em>great<\/em>.&nbsp;<\/p>\n\n\n\n<p>When you\u2019re looking for a home to call your own, remember that your <em>need-to-have <\/em>list is probably much shorter than your <em>nice-to-have<\/em> list. Really think about what is most important to you. If you stay laser-focused on your <em>must-have<\/em> list, and stick with your budget, you\u2019ll be ready to act immediately when you find what you\u2019re looking for. Being ready to act quickly and make an offer when the time comes is important. Waiting too long to make a decision can give someone else time to swoop in. And if you wait too long, you\u2019ll be stuck telling your friends and family stories about <em>the one that got away<\/em>. &nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Buying a house can be a great investment in your future financial well-being.&nbsp; But unlike&#8230;<\/p>\n","protected":false},"author":1,"featured_media":4266,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","_lmt_disableupdate":"","_lmt_disable":"","_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[6],"tags":[79],"series":[],"class_list":["post-2598","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mortgage-101","tag-first-time-homebuyers"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.3.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>3 Tips For Finding a Home You&#039;ll Love | Morty Resources<\/title>\n<meta name=\"description\" content=\"When buying a home, the choice you make shapes your life. 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