{"id":5972,"date":"2022-07-15T14:20:05","date_gmt":"2022-07-15T19:20:05","guid":{"rendered":"https:\/\/www.morty.com\/resources\/?p=5972"},"modified":"2022-07-16T11:25:00","modified_gmt":"2022-07-16T16:25:00","slug":"buyer-power-shifts-as-affordability-falters","status":"publish","type":"post","link":"https:\/\/www.morty.com\/resources\/the-morty-report\/buyer-power-shifts-as-affordability-falters","title":{"rendered":"Buyer power shifts as affordability falters"},"content":{"rendered":"\n<h2 class=\"wp-block-heading has-large-font-size\">Why &#8216;deal&#8217;s off&#8217; is a big deal for buyers.<\/h2>\n\n\n\n<p>Last month,&nbsp;<a href=\"https:\/\/www.redfin.com\/news\/home-purchases-fall-through-2022\/\" target=\"_blank\" rel=\"noreferrer noopener\">nearly 15% of purchase agreements in the U.S. fell through<\/a>&nbsp;before closing \u2013 a possible signal that buyers are gaining more negotiating power amid the market slowdown, according to a Redfin analysis.<\/p>\n\n\n\n<p>While buyers may be less likely to waive inspections and appraisals in the current conditions, the data also underscores ongoing housing affordability challenges amid higher rates and&nbsp;<a href=\"https:\/\/www.nytimes.com\/live\/2022\/07\/13\/business\/cpi-report-inflation\" target=\"_blank\" rel=\"noreferrer noopener\">rising inflation<\/a>. If a small shift in rates means you can no longer afford to buy, you may want to revisit your budget and consider your overall financial profile.<\/p>\n\n\n\n<p>In an environment where rates are changing quickly, you might consider loans with longer rate-lock periods (lenders in Morty&#8217;s marketplace offer 180-day options) and TBD locks (where you can lock before going under contract).&nbsp;<a href=\"https:\/\/www.morty.com\/resources\/money-matters\/the-abcs-of-arms-how-adjustable-rate-mortgages-work\" target=\"_blank\" rel=\"noreferrer noopener\">Adjustable-rate mortgages (ARMs)<\/a>&nbsp;remain a good option to consider if you\u2019re looking for a lower upfront rate. More on that below.<\/p>\n\n\n\n<p>&#8211; Robert Heck, Vice President of Mortgage @&nbsp;<a href=\"https:\/\/www.morty.com\" target=\"_blank\" rel=\"noreferrer noopener\">Morty<\/a><\/p>\n\n\n\n<div class=\"wp-block-media-text alignwide is-stacked-on-mobile has-white-color has-theme-palette-1-background-color has-text-color has-background\" style=\"grid-template-columns:25% auto\"><figure class=\"wp-block-media-text__media\"><a href=\"https:\/\/www.morty.com\/mortgage-rates\"><img loading=\"lazy\" decoding=\"async\" width=\"1080\" height=\"1080\" src=\"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2023\/05\/rates-1x1-1.png\" alt=\"\" class=\"wp-image-8885 size-full\"\/><\/a><\/figure><div class=\"wp-block-media-text__content\">\n<p class=\"has-text-align-center has-large-font-size\">Want to know what you can afford?<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-1 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-75\"><a class=\"wp-block-button__link has-theme-palette-3-color has-white-background-color has-text-color has-background wp-element-button\" href=\"https:\/\/www.morty.com\/mortgage-rates\" style=\"border-radius:100px\" target=\"_blank\" rel=\"noreferrer noopener\">VIEW Mortgage RATES<\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">All About ARMs<\/h2>\n\n\n\n<p>We&nbsp;<a href=\"https:\/\/www.wsj.com\/articles\/three-reasons-home-buyers-are-considering-adjustable-rate-mortgages-11657078678#comments_sector\" target=\"_blank\" rel=\"noreferrer noopener\">recently spoke with the Wall Street Journal<\/a>&nbsp;about a few scenarios when an ARM might be a good fit for homebuyers. Here\u2019s what our team of mortgage experts had to say:<\/p>\n\n\n\n<p><strong>Moving on quickly?<\/strong><br>ARMs can be an attractive option if you don\u2019t plan to live in your home for more than a few years. It\u2019s also worth considering if your priority is locking in the lowest possible rate upfront.<\/p>\n\n\n\n<p><strong>Why now?<\/strong><br>Rates remain volatile amid ongoing economic uncertainty. ARMs can offer a lower upfront rate during the fixed-rate period before the rate becomes variable. And while not guaranteed, you can also look into refinancing your home before reaching the adjustable-rate period.<\/p>\n\n\n\n<p><strong>What are the risks?<\/strong><br>ARMs aren\u2019t for everyone \u2013 they\u2019re a more complex option than a fixed-rate mortgage. Be sure to research whether they make sense for your situation, and make sure you\u2019re comfortable with the risks of future market volatility. Your ability to refinance is also dependent upon market conditions.<\/p>\n\n\n\n<div style=\"background-color:#fcf6f0\" class=\"wp-block-genesis-blocks-gb-container gb-block-container\"><div class=\"gb-container-inside\"><div class=\"gb-container-content\">\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-black-color has-text-color\" style=\"font-size:24px;text-transform:capitalize\"><strong>Not sure what to do?<\/strong><\/h3>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-1 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"padding-top:var(--wp--preset--spacing--50);padding-bottom:var(--wp--preset--spacing--50);flex-basis:90%\">\n<p class=\"has-text-align-center has-black-color has-text-color has-normal-font-size\" style=\"line-height:1.4\">We can help! Drop us a line on&nbsp;<a href=\"https:\/\/twitter.com\/HiMorty\" target=\"_blank\" rel=\"noreferrer noopener\">Twitter @himorty<\/a>&nbsp;or email&nbsp;<a href=\"mailto:MortyReport@morty.com\" target=\"_blank\" rel=\"noreferrer noopener\">MortyReport@morty.com<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><\/div>\n<\/div>\n<\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>July 15, 2022. Last month,\u00a0nearly 15% of purchase agreements in the U.S. fell through\u00a0before closing \u2013 a possible signal that buyers are gaining more negotiating power amid the market slowdown.<\/p>\n","protected":false},"author":30,"featured_media":5973,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","_lmt_disableupdate":"yes","_lmt_disable":"","_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[611],"tags":[569,576,564],"series":[562],"class_list":["post-5972","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-the-morty-report","tag-arms","tag-inflation","tag-mortgage-rates","series-the-morty-report-newsletter"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.3.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Buyer power shifts as affordability falters | Morty Resources<\/title>\n<meta name=\"description\" content=\"Nearly 15% of purchase agreements in the U.S. fell through\u00a0before closing in June, highlight ongoing housing affordability challenges amid higher rates and\u00a0rising inflation.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.morty.com\/resources\/the-morty-report\/buyer-power-shifts-as-affordability-falters\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Buyer power shifts as affordability falters | Morty Resources\" \/>\n<meta property=\"og:description\" content=\"Nearly 15% of purchase agreements in the U.S. fell through\u00a0before closing in June, highlight ongoing housing affordability challenges amid higher rates and\u00a0rising inflation.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.morty.com\/resources\/the-morty-report\/buyer-power-shifts-as-affordability-falters\" \/>\n<meta property=\"og:site_name\" content=\"Morty Resources\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/HiMorty\/\" \/>\n<meta property=\"article:published_time\" content=\"2022-07-15T19:20:05+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-07-16T16:25:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2022\/07\/TMR.7.15.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"576\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"hannah@morty.com\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@himorty\" \/>\n<meta name=\"twitter:site\" content=\"@himorty\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"hannah@morty.com\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.morty.com\/resources\/the-morty-report\/buyer-power-shifts-as-affordability-falters#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.morty.com\/resources\/the-morty-report\/buyer-power-shifts-as-affordability-falters\"},\"author\":{\"name\":\"hannah@morty.com\",\"@id\":\"https:\/\/www.morty.com\/resources\/#\/schema\/person\/cddd3e9e64a6aecd050c298f06c97947\"},\"headline\":\"Buyer power shifts as affordability falters\",\"datePublished\":\"2022-07-15T19:20:05+00:00\",\"dateModified\":\"2022-07-16T16:25:00+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.morty.com\/resources\/the-morty-report\/buyer-power-shifts-as-affordability-falters\"},\"wordCount\":373,\"publisher\":{\"@id\":\"https:\/\/www.morty.com\/resources\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.morty.com\/resources\/the-morty-report\/buyer-power-shifts-as-affordability-falters#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2022\/07\/TMR.7.15.png\",\"keywords\":[\"ARMs\",\"inflation\",\"Mortgage Rates\"],\"articleSection\":[\"The Morty Report\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.morty.com\/resources\/the-morty-report\/buyer-power-shifts-as-affordability-falters\",\"url\":\"https:\/\/www.morty.com\/resources\/the-morty-report\/buyer-power-shifts-as-affordability-falters\",\"name\":\"Buyer power shifts as affordability falters | Morty Resources\",\"isPartOf\":{\"@id\":\"https:\/\/www.morty.com\/resources\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.morty.com\/resources\/the-morty-report\/buyer-power-shifts-as-affordability-falters#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.morty.com\/resources\/the-morty-report\/buyer-power-shifts-as-affordability-falters#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2022\/07\/TMR.7.15.png\",\"datePublished\":\"2022-07-15T19:20:05+00:00\",\"dateModified\":\"2022-07-16T16:25:00+00:00\",\"description\":\"Nearly 15% of purchase agreements in the U.S. fell through\u00a0before closing in June, highlight ongoing housing affordability challenges amid higher rates and\u00a0rising inflation.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.morty.com\/resources\/the-morty-report\/buyer-power-shifts-as-affordability-falters#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.morty.com\/resources\/the-morty-report\/buyer-power-shifts-as-affordability-falters\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.morty.com\/resources\/the-morty-report\/buyer-power-shifts-as-affordability-falters#primaryimage\",\"url\":\"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2022\/07\/TMR.7.15.png\",\"contentUrl\":\"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2022\/07\/TMR.7.15.png\",\"width\":1919,\"height\":1080},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.morty.com\/resources\/the-morty-report\/buyer-power-shifts-as-affordability-falters#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Resources\",\"item\":\"https:\/\/www.morty.com\/resources\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"The Morty Report\",\"item\":\"https:\/\/www.morty.com\/resources\/category\/the-morty-report\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Buyer power shifts as affordability falters\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.morty.com\/resources\/#website\",\"url\":\"https:\/\/www.morty.com\/resources\/\",\"name\":\"Morty Resources\",\"description\":\"Mortgage resources\",\"publisher\":{\"@id\":\"https:\/\/www.morty.com\/resources\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.morty.com\/resources\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.morty.com\/resources\/#organization\",\"name\":\"Morty\",\"url\":\"https:\/\/www.morty.com\/resources\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.morty.com\/resources\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2025\/05\/cropped-morty-logo.webp\",\"contentUrl\":\"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2025\/05\/cropped-morty-logo.webp\",\"width\":1293,\"height\":516,\"caption\":\"Morty\"},\"image\":{\"@id\":\"https:\/\/www.morty.com\/resources\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/HiMorty\/\",\"https:\/\/x.com\/himorty\",\"https:\/\/www.linkedin.com\/company\/morty-inc.\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.morty.com\/resources\/#\/schema\/person\/cddd3e9e64a6aecd050c298f06c97947\",\"name\":\"hannah@morty.com\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.morty.com\/resources\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/cd73779427aa7a419cafbe9f3a4ea671?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/cd73779427aa7a419cafbe9f3a4ea671?s=96&d=mm&r=g\",\"caption\":\"hannah@morty.com\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Buyer power shifts as affordability falters | Morty Resources","description":"Nearly 15% of purchase agreements in the U.S. fell through\u00a0before closing in June, highlight ongoing housing affordability challenges amid higher rates and\u00a0rising inflation.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.morty.com\/resources\/the-morty-report\/buyer-power-shifts-as-affordability-falters","og_locale":"en_US","og_type":"article","og_title":"Buyer power shifts as affordability falters | Morty Resources","og_description":"Nearly 15% of purchase agreements in the U.S. fell through\u00a0before closing in June, highlight ongoing housing affordability challenges amid higher rates and\u00a0rising inflation.","og_url":"https:\/\/www.morty.com\/resources\/the-morty-report\/buyer-power-shifts-as-affordability-falters","og_site_name":"Morty Resources","article_publisher":"https:\/\/www.facebook.com\/HiMorty\/","article_published_time":"2022-07-15T19:20:05+00:00","article_modified_time":"2022-07-16T16:25:00+00:00","og_image":[{"url":"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2022\/07\/TMR.7.15.png","width":1024,"height":576,"type":"image\/png"}],"author":"hannah@morty.com","twitter_card":"summary_large_image","twitter_creator":"@himorty","twitter_site":"@himorty","twitter_misc":{"Written by":"hannah@morty.com","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.morty.com\/resources\/the-morty-report\/buyer-power-shifts-as-affordability-falters#article","isPartOf":{"@id":"https:\/\/www.morty.com\/resources\/the-morty-report\/buyer-power-shifts-as-affordability-falters"},"author":{"name":"hannah@morty.com","@id":"https:\/\/www.morty.com\/resources\/#\/schema\/person\/cddd3e9e64a6aecd050c298f06c97947"},"headline":"Buyer power shifts as affordability falters","datePublished":"2022-07-15T19:20:05+00:00","dateModified":"2022-07-16T16:25:00+00:00","mainEntityOfPage":{"@id":"https:\/\/www.morty.com\/resources\/the-morty-report\/buyer-power-shifts-as-affordability-falters"},"wordCount":373,"publisher":{"@id":"https:\/\/www.morty.com\/resources\/#organization"},"image":{"@id":"https:\/\/www.morty.com\/resources\/the-morty-report\/buyer-power-shifts-as-affordability-falters#primaryimage"},"thumbnailUrl":"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2022\/07\/TMR.7.15.png","keywords":["ARMs","inflation","Mortgage Rates"],"articleSection":["The Morty Report"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.morty.com\/resources\/the-morty-report\/buyer-power-shifts-as-affordability-falters","url":"https:\/\/www.morty.com\/resources\/the-morty-report\/buyer-power-shifts-as-affordability-falters","name":"Buyer power shifts as affordability falters | Morty Resources","isPartOf":{"@id":"https:\/\/www.morty.com\/resources\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.morty.com\/resources\/the-morty-report\/buyer-power-shifts-as-affordability-falters#primaryimage"},"image":{"@id":"https:\/\/www.morty.com\/resources\/the-morty-report\/buyer-power-shifts-as-affordability-falters#primaryimage"},"thumbnailUrl":"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2022\/07\/TMR.7.15.png","datePublished":"2022-07-15T19:20:05+00:00","dateModified":"2022-07-16T16:25:00+00:00","description":"Nearly 15% of purchase agreements in the U.S. fell through\u00a0before closing in June, highlight ongoing housing affordability challenges amid higher rates and\u00a0rising inflation.","breadcrumb":{"@id":"https:\/\/www.morty.com\/resources\/the-morty-report\/buyer-power-shifts-as-affordability-falters#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.morty.com\/resources\/the-morty-report\/buyer-power-shifts-as-affordability-falters"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.morty.com\/resources\/the-morty-report\/buyer-power-shifts-as-affordability-falters#primaryimage","url":"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2022\/07\/TMR.7.15.png","contentUrl":"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2022\/07\/TMR.7.15.png","width":1919,"height":1080},{"@type":"BreadcrumbList","@id":"https:\/\/www.morty.com\/resources\/the-morty-report\/buyer-power-shifts-as-affordability-falters#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Resources","item":"https:\/\/www.morty.com\/resources\/"},{"@type":"ListItem","position":2,"name":"The Morty Report","item":"https:\/\/www.morty.com\/resources\/category\/the-morty-report"},{"@type":"ListItem","position":3,"name":"Buyer power shifts as affordability falters"}]},{"@type":"WebSite","@id":"https:\/\/www.morty.com\/resources\/#website","url":"https:\/\/www.morty.com\/resources\/","name":"Morty Resources","description":"Mortgage resources","publisher":{"@id":"https:\/\/www.morty.com\/resources\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.morty.com\/resources\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.morty.com\/resources\/#organization","name":"Morty","url":"https:\/\/www.morty.com\/resources\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.morty.com\/resources\/#\/schema\/logo\/image\/","url":"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2025\/05\/cropped-morty-logo.webp","contentUrl":"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2025\/05\/cropped-morty-logo.webp","width":1293,"height":516,"caption":"Morty"},"image":{"@id":"https:\/\/www.morty.com\/resources\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/HiMorty\/","https:\/\/x.com\/himorty","https:\/\/www.linkedin.com\/company\/morty-inc."]},{"@type":"Person","@id":"https:\/\/www.morty.com\/resources\/#\/schema\/person\/cddd3e9e64a6aecd050c298f06c97947","name":"hannah@morty.com","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.morty.com\/resources\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/cd73779427aa7a419cafbe9f3a4ea671?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/cd73779427aa7a419cafbe9f3a4ea671?s=96&d=mm&r=g","caption":"hannah@morty.com"}}]}},"modified_by":"Nora Apsel","taxonomy_info":{"category":[{"value":611,"label":"The Morty Report"}],"post_tag":[{"value":569,"label":"ARMs"},{"value":576,"label":"inflation"},{"value":564,"label":"Mortgage Rates"}],"series":[{"value":562,"label":"Series: The Morty Report"}]},"featured_image_src_large":["https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2022\/07\/TMR.7.15.png",1024,576,false],"author_info":{"display_name":"hannah@morty.com","author_link":"https:\/\/www.morty.com\/resources\/author\/hannahmorty-com"},"comment_info":0,"category_info":[{"term_id":611,"name":"The Morty Report","slug":"the-morty-report","term_group":0,"term_taxonomy_id":611,"taxonomy":"category","description":"","parent":0,"count":52,"filter":"raw","cat_ID":611,"category_count":52,"category_description":"","cat_name":"The Morty Report","category_nicename":"the-morty-report","category_parent":0}],"tag_info":[{"term_id":569,"name":"ARMs","slug":"arms","term_group":0,"term_taxonomy_id":569,"taxonomy":"post_tag","description":"","parent":0,"count":5,"filter":"raw"},{"term_id":576,"name":"inflation","slug":"inflation","term_group":0,"term_taxonomy_id":576,"taxonomy":"post_tag","description":"","parent":0,"count":4,"filter":"raw"},{"term_id":564,"name":"Mortgage Rates","slug":"mortgage-rates","term_group":0,"term_taxonomy_id":564,"taxonomy":"post_tag","description":"","parent":0,"count":121,"filter":"raw"}],"featured_image_src":"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2022\/07\/TMR.7.15.png","featured_image_src_square":"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2022\/07\/TMR.7.15.png","rttpg_featured_image_url":{"full":["https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2022\/07\/TMR.7.15.png",1919,1080,false],"landscape":["https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2022\/07\/TMR.7.15.png",1919,1080,false],"portraits":["https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2022\/07\/TMR.7.15.png",1919,1080,false],"thumbnail":["https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2022\/07\/TMR.7.15.png",150,84,false],"medium":["https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2022\/07\/TMR.7.15.png",300,169,false],"large":["https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2022\/07\/TMR.7.15.png",1024,576,false],"1536x1536":["https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2022\/07\/TMR.7.15.png",1536,864,false],"2048x2048":["https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2022\/07\/TMR.7.15.png",1919,1080,false],"gb-block-post-grid-landscape":["https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2022\/07\/TMR.7.15.png",600,338,false],"gb-block-post-grid-square":["https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2022\/07\/TMR.7.15.png",600,338,false],"yarpp-thumbnail":["https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2022\/07\/TMR.7.15.png",120,68,false],"rt_custom":["https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2022\/07\/TMR.7.15.png",1919,1080,false]},"rttpg_author":{"display_name":"hannah@morty.com","author_link":"https:\/\/www.morty.com\/resources\/author\/hannahmorty-com"},"rttpg_comment":0,"rttpg_category":"<a href=\"https:\/\/www.morty.com\/resources\/category\/the-morty-report\" rel=\"category tag\">The Morty Report<\/a>","rttpg_excerpt":"July 15, 2022. Last month,\u00a0nearly 15% of purchase agreements in the U.S. fell through\u00a0before closing \u2013 a possible signal that buyers are gaining more negotiating power amid the market slowdown.","_links":{"self":[{"href":"https:\/\/www.morty.com\/resources\/wp-json\/wp\/v2\/posts\/5972","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.morty.com\/resources\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.morty.com\/resources\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.morty.com\/resources\/wp-json\/wp\/v2\/users\/30"}],"replies":[{"embeddable":true,"href":"https:\/\/www.morty.com\/resources\/wp-json\/wp\/v2\/comments?post=5972"}],"version-history":[{"count":18,"href":"https:\/\/www.morty.com\/resources\/wp-json\/wp\/v2\/posts\/5972\/revisions"}],"predecessor-version":[{"id":13850,"href":"https:\/\/www.morty.com\/resources\/wp-json\/wp\/v2\/posts\/5972\/revisions\/13850"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.morty.com\/resources\/wp-json\/wp\/v2\/media\/5973"}],"wp:attachment":[{"href":"https:\/\/www.morty.com\/resources\/wp-json\/wp\/v2\/media?parent=5972"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.morty.com\/resources\/wp-json\/wp\/v2\/categories?post=5972"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.morty.com\/resources\/wp-json\/wp\/v2\/tags?post=5972"},{"taxonomy":"series","embeddable":true,"href":"https:\/\/www.morty.com\/resources\/wp-json\/wp\/v2\/series?post=5972"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}