{"id":7783,"date":"2023-03-26T11:08:58","date_gmt":"2023-03-26T16:08:58","guid":{"rendered":"https:\/\/www.morty.com\/resources\/?p=7783"},"modified":"2023-03-26T11:16:14","modified_gmt":"2023-03-26T16:16:14","slug":"buyers-are-back-in-the-market","status":"publish","type":"post","link":"https:\/\/www.morty.com\/resources\/the-morty-report\/buyers-are-back-in-the-market","title":{"rendered":"Buyers are back in the market"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">Market forces push and pull on mortgage rates<\/h2>\n\n\n\n<p>The combination of the Fed&#8217;s efforts to combat rising inflation and uncertainty in the banking sector are having a push and pull effect on&nbsp;<a href=\"https:\/\/www.morty.com\/mortgage-rates\" target=\"_blank\" rel=\"noreferrer noopener\">mortgage rates<\/a>.&nbsp;This week the Fed raised the Federal Funds rate by .25%, making it nine rate increases in a row.<\/p>\n\n\n\n<p>While the Fed&#8217;s move was largely reflected in mortgage rates already, uncertainty remains around future hikes, which could influence rates going forward. While the&nbsp;<a href=\"https:\/\/www.nerdwallet.com\/article\/finance\/federal-funds-rate-rising-interest-rates\" target=\"_blank\" rel=\"noreferrer noopener\">Federal Funds rate doesn\u2019t directly determine mortgage rates<\/a>, the Fed\u2019s actions impact the yield on US Treasury bonds, which in turn influence mortgage rates. On the flip side, turmoil in the&nbsp;<a href=\"https:\/\/edition.cnn.com\/2023\/03\/24\/homes\/housing-fallout-from-banking\/index.html\" target=\"_blank\" rel=\"noreferrer noopener\">banking sector<\/a>&nbsp;has contributed to macroeconomic uncertainty and could lead the Fed to limit further hikes.<\/p>\n\n\n\n<p>This environment does present opportunities for buyers who&nbsp;<a href=\"https:\/\/www.morty.com\/products\/lender-network\" target=\"_blank\" rel=\"noreferrer noopener\">shop around<\/a>&nbsp;and evaluate a full range of options. We&#8217;re also seeing&nbsp;<a href=\"https:\/\/www.nytimes.com\/2023\/03\/21\/business\/sweden-housing-prices-interest-rates.html\" target=\"_blank\" rel=\"noreferrer noopener\">prices drop off in many markets<\/a>&nbsp;and home builders&nbsp;<a href=\"https:\/\/fortune.com\/2023\/03\/22\/housing-market-critical-juncture-new-construction-thawing-kb-home-cancellation-rates-home-prices-real-estate-correction\/\" target=\"_blank\" rel=\"noreferrer noopener\">offering incentives.<\/a>&nbsp;Buyers&nbsp;should focus on structuring their loan options to best reflect their own goals in terms of price, upfront costs and the amount of time they plan to spend in a home. Remember that getting the lowest rate won&#8217;t necessarily provide the best terms in the long run.<\/p>\n\n\n\n<p>While anything is possible (especially after&nbsp;<a href=\"https:\/\/www.usatoday.com\/story\/money\/economy\/2023\/03\/22\/fed-rate-hikes-housing-market-experts\/11510066002\/\" target=\"_blank\" rel=\"noreferrer noopener\">the last year)<\/a>&nbsp;rates are likely to remain in this range for the foreseeable future, and all eyes will be on further commentary for the Fed. But open houses may be looking a bit more crowded this weekend, with mortgage volume increasing as buyers&nbsp;<a href=\"https:\/\/www.usatoday.com\/story\/money\/economy\/2023\/03\/22\/fed-rate-hikes-housing-market-experts\/11510066002\/\" target=\"_blank\" rel=\"noreferrer noopener\">head back into the market<\/a>.<\/p>\n\n\n\n<p>-Robert Heck, VP of Mortgage<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">In The News<\/h2>\n\n\n\n<p>Being informed around the state of the market has never been more important. Here are some top stories from this week.<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-1 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/money.com\/trends-shaping-spring-housing-market\/\"><img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"280\" src=\"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2023\/03\/Screenshot-2023-03-24-at-1.39.00-PM.png\" alt=\"\" class=\"wp-image-7784\" srcset=\"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2023\/03\/Screenshot-2023-03-24-at-1.39.00-PM.png 600w, https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2023\/03\/Screenshot-2023-03-24-at-1.39.00-PM-300x140.png 300w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/a><figcaption class=\"wp-element-caption\"><strong>Money<\/strong><br><a href=\"https:\/\/money.com\/trends-shaping-spring-housing-market\/\" target=\"_blank\" rel=\"noreferrer noopener\">3 Trends Shaping the Spring Housing Market for Buyers and Sellers<\/a><\/figcaption><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/www.axios.com\/2023\/03\/22\/homebuyer-down-payments-fall-redfin-data\"><img loading=\"lazy\" decoding=\"async\" width=\"598\" height=\"278\" src=\"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2023\/03\/Screenshot-2023-03-24-at-1.39.09-PM.png\" alt=\"\" class=\"wp-image-7785\" srcset=\"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2023\/03\/Screenshot-2023-03-24-at-1.39.09-PM.png 598w, https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2023\/03\/Screenshot-2023-03-24-at-1.39.09-PM-300x139.png 300w\" sizes=\"auto, (max-width: 598px) 100vw, 598px\" \/><\/a><figcaption class=\"wp-element-caption\"><strong>Axios<\/strong><br><a href=\"https:\/\/www.axios.com\/2023\/03\/22\/homebuyer-down-payments-fall-redfin-data\" target=\"_blank\" rel=\"noreferrer noopener\">Homebuyers are putting less money down now, as bidding wars fade<\/a><\/figcaption><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/www.nerdwallet.com\/article\/mortgages\/high-mortgage-rates-home-seller\"><img loading=\"lazy\" decoding=\"async\" width=\"602\" height=\"284\" src=\"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2023\/03\/Screenshot-2023-03-24-at-1.39.16-PM.png\" alt=\"\" class=\"wp-image-7786\" srcset=\"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2023\/03\/Screenshot-2023-03-24-at-1.39.16-PM.png 602w, https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2023\/03\/Screenshot-2023-03-24-at-1.39.16-PM-300x142.png 300w, https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2023\/03\/Screenshot-2023-03-24-at-1.39.16-PM-600x284.png 600w\" sizes=\"auto, (max-width: 602px) 100vw, 602px\" \/><\/a><figcaption class=\"wp-element-caption\"><strong>Nerdwallet<\/strong><br><a href=\"https:\/\/www.nerdwallet.com\/article\/mortgages\/high-mortgage-rates-home-seller\" target=\"_blank\" rel=\"noreferrer noopener\">Why High Rates and Lower Prices Shouldn\u2019t Deter Home Sellers<\/a><\/figcaption><\/figure>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Market forces push and pull on mortgage rates The combination of the Fed&#8217;s efforts to&#8230;<\/p>\n","protected":false},"author":30,"featured_media":6001,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","_lmt_disableupdate":"yes","_lmt_disable":"","_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[611],"tags":[63],"series":[562],"class_list":["post-7783","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-the-morty-report","tag-buying","series-the-morty-report-newsletter"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.3.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Buyers are back in the market | Morty Resources<\/title>\n<meta name=\"description\" content=\"Amid Fed rate hikes, seize buyer opportunities, evaluate options, and structure loans wisely for your goals. Stay informed for a strategic home buying journey.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.morty.com\/resources\/the-morty-report\/buyers-are-back-in-the-market\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Buyers are back in the market | Morty Resources\" \/>\n<meta property=\"og:description\" content=\"Amid Fed rate hikes, seize buyer opportunities, evaluate options, and structure loans wisely for your goals. Stay informed for a strategic home buying journey.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.morty.com\/resources\/the-morty-report\/buyers-are-back-in-the-market\" \/>\n<meta property=\"og:site_name\" content=\"Morty Resources\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/HiMorty\/\" \/>\n<meta property=\"article:published_time\" content=\"2023-03-26T16:08:58+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-03-26T16:16:14+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2022\/07\/7.22hero-1024x576.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"576\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"hannah@morty.com\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@himorty\" \/>\n<meta name=\"twitter:site\" content=\"@himorty\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"hannah@morty.com\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.morty.com\/resources\/the-morty-report\/buyers-are-back-in-the-market#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.morty.com\/resources\/the-morty-report\/buyers-are-back-in-the-market\"},\"author\":{\"name\":\"hannah@morty.com\",\"@id\":\"https:\/\/www.morty.com\/resources\/#\/schema\/person\/cddd3e9e64a6aecd050c298f06c97947\"},\"headline\":\"Buyers are back in the market\",\"datePublished\":\"2023-03-26T16:08:58+00:00\",\"dateModified\":\"2023-03-26T16:16:14+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.morty.com\/resources\/the-morty-report\/buyers-are-back-in-the-market\"},\"wordCount\":348,\"publisher\":{\"@id\":\"https:\/\/www.morty.com\/resources\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.morty.com\/resources\/the-morty-report\/buyers-are-back-in-the-market#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2022\/07\/7.22hero.png\",\"keywords\":[\"Buying\"],\"articleSection\":[\"The Morty Report\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.morty.com\/resources\/the-morty-report\/buyers-are-back-in-the-market\",\"url\":\"https:\/\/www.morty.com\/resources\/the-morty-report\/buyers-are-back-in-the-market\",\"name\":\"Buyers are back in the market | Morty Resources\",\"isPartOf\":{\"@id\":\"https:\/\/www.morty.com\/resources\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.morty.com\/resources\/the-morty-report\/buyers-are-back-in-the-market#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.morty.com\/resources\/the-morty-report\/buyers-are-back-in-the-market#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2022\/07\/7.22hero.png\",\"datePublished\":\"2023-03-26T16:08:58+00:00\",\"dateModified\":\"2023-03-26T16:16:14+00:00\",\"description\":\"Amid Fed rate hikes, seize buyer opportunities, evaluate options, and structure loans wisely for your goals. Stay informed for a strategic home buying journey.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.morty.com\/resources\/the-morty-report\/buyers-are-back-in-the-market#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.morty.com\/resources\/the-morty-report\/buyers-are-back-in-the-market\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.morty.com\/resources\/the-morty-report\/buyers-are-back-in-the-market#primaryimage\",\"url\":\"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2022\/07\/7.22hero.png\",\"contentUrl\":\"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2022\/07\/7.22hero.png\",\"width\":2560,\"height\":1441},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.morty.com\/resources\/the-morty-report\/buyers-are-back-in-the-market#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Resources\",\"item\":\"https:\/\/www.morty.com\/resources\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"The Morty Report\",\"item\":\"https:\/\/www.morty.com\/resources\/category\/the-morty-report\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Buyers are back in the market\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.morty.com\/resources\/#website\",\"url\":\"https:\/\/www.morty.com\/resources\/\",\"name\":\"Morty Resources\",\"description\":\"Mortgage resources\",\"publisher\":{\"@id\":\"https:\/\/www.morty.com\/resources\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.morty.com\/resources\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.morty.com\/resources\/#organization\",\"name\":\"Morty\",\"url\":\"https:\/\/www.morty.com\/resources\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.morty.com\/resources\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2025\/05\/cropped-morty-logo.webp\",\"contentUrl\":\"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2025\/05\/cropped-morty-logo.webp\",\"width\":1293,\"height\":516,\"caption\":\"Morty\"},\"image\":{\"@id\":\"https:\/\/www.morty.com\/resources\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/HiMorty\/\",\"https:\/\/x.com\/himorty\",\"https:\/\/www.linkedin.com\/company\/morty-inc.\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.morty.com\/resources\/#\/schema\/person\/cddd3e9e64a6aecd050c298f06c97947\",\"name\":\"hannah@morty.com\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.morty.com\/resources\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/cd73779427aa7a419cafbe9f3a4ea671?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/cd73779427aa7a419cafbe9f3a4ea671?s=96&d=mm&r=g\",\"caption\":\"hannah@morty.com\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Buyers are back in the market | Morty Resources","description":"Amid Fed rate hikes, seize buyer opportunities, evaluate options, and structure loans wisely for your goals. Stay informed for a strategic home buying journey.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.morty.com\/resources\/the-morty-report\/buyers-are-back-in-the-market","og_locale":"en_US","og_type":"article","og_title":"Buyers are back in the market | Morty Resources","og_description":"Amid Fed rate hikes, seize buyer opportunities, evaluate options, and structure loans wisely for your goals. Stay informed for a strategic home buying journey.","og_url":"https:\/\/www.morty.com\/resources\/the-morty-report\/buyers-are-back-in-the-market","og_site_name":"Morty Resources","article_publisher":"https:\/\/www.facebook.com\/HiMorty\/","article_published_time":"2023-03-26T16:08:58+00:00","article_modified_time":"2023-03-26T16:16:14+00:00","og_image":[{"width":1024,"height":576,"url":"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2022\/07\/7.22hero-1024x576.png","type":"image\/png"}],"author":"hannah@morty.com","twitter_card":"summary_large_image","twitter_creator":"@himorty","twitter_site":"@himorty","twitter_misc":{"Written by":"hannah@morty.com","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.morty.com\/resources\/the-morty-report\/buyers-are-back-in-the-market#article","isPartOf":{"@id":"https:\/\/www.morty.com\/resources\/the-morty-report\/buyers-are-back-in-the-market"},"author":{"name":"hannah@morty.com","@id":"https:\/\/www.morty.com\/resources\/#\/schema\/person\/cddd3e9e64a6aecd050c298f06c97947"},"headline":"Buyers are back in the market","datePublished":"2023-03-26T16:08:58+00:00","dateModified":"2023-03-26T16:16:14+00:00","mainEntityOfPage":{"@id":"https:\/\/www.morty.com\/resources\/the-morty-report\/buyers-are-back-in-the-market"},"wordCount":348,"publisher":{"@id":"https:\/\/www.morty.com\/resources\/#organization"},"image":{"@id":"https:\/\/www.morty.com\/resources\/the-morty-report\/buyers-are-back-in-the-market#primaryimage"},"thumbnailUrl":"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2022\/07\/7.22hero.png","keywords":["Buying"],"articleSection":["The Morty Report"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.morty.com\/resources\/the-morty-report\/buyers-are-back-in-the-market","url":"https:\/\/www.morty.com\/resources\/the-morty-report\/buyers-are-back-in-the-market","name":"Buyers are back in the market | Morty Resources","isPartOf":{"@id":"https:\/\/www.morty.com\/resources\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.morty.com\/resources\/the-morty-report\/buyers-are-back-in-the-market#primaryimage"},"image":{"@id":"https:\/\/www.morty.com\/resources\/the-morty-report\/buyers-are-back-in-the-market#primaryimage"},"thumbnailUrl":"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2022\/07\/7.22hero.png","datePublished":"2023-03-26T16:08:58+00:00","dateModified":"2023-03-26T16:16:14+00:00","description":"Amid Fed rate hikes, seize buyer opportunities, evaluate options, and structure loans wisely for your goals. Stay informed for a strategic home buying journey.","breadcrumb":{"@id":"https:\/\/www.morty.com\/resources\/the-morty-report\/buyers-are-back-in-the-market#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.morty.com\/resources\/the-morty-report\/buyers-are-back-in-the-market"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.morty.com\/resources\/the-morty-report\/buyers-are-back-in-the-market#primaryimage","url":"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2022\/07\/7.22hero.png","contentUrl":"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2022\/07\/7.22hero.png","width":2560,"height":1441},{"@type":"BreadcrumbList","@id":"https:\/\/www.morty.com\/resources\/the-morty-report\/buyers-are-back-in-the-market#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Resources","item":"https:\/\/www.morty.com\/resources\/"},{"@type":"ListItem","position":2,"name":"The Morty Report","item":"https:\/\/www.morty.com\/resources\/category\/the-morty-report"},{"@type":"ListItem","position":3,"name":"Buyers are back in the market"}]},{"@type":"WebSite","@id":"https:\/\/www.morty.com\/resources\/#website","url":"https:\/\/www.morty.com\/resources\/","name":"Morty Resources","description":"Mortgage resources","publisher":{"@id":"https:\/\/www.morty.com\/resources\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.morty.com\/resources\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.morty.com\/resources\/#organization","name":"Morty","url":"https:\/\/www.morty.com\/resources\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.morty.com\/resources\/#\/schema\/logo\/image\/","url":"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2025\/05\/cropped-morty-logo.webp","contentUrl":"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2025\/05\/cropped-morty-logo.webp","width":1293,"height":516,"caption":"Morty"},"image":{"@id":"https:\/\/www.morty.com\/resources\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/HiMorty\/","https:\/\/x.com\/himorty","https:\/\/www.linkedin.com\/company\/morty-inc."]},{"@type":"Person","@id":"https:\/\/www.morty.com\/resources\/#\/schema\/person\/cddd3e9e64a6aecd050c298f06c97947","name":"hannah@morty.com","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.morty.com\/resources\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/cd73779427aa7a419cafbe9f3a4ea671?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/cd73779427aa7a419cafbe9f3a4ea671?s=96&d=mm&r=g","caption":"hannah@morty.com"}}]}},"modified_by":"Nora Apsel","taxonomy_info":{"category":[{"value":611,"label":"The Morty Report"}],"post_tag":[{"value":63,"label":"Buying"}],"series":[{"value":562,"label":"Series: The Morty Report"}]},"featured_image_src_large":["https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2022\/07\/7.22hero-1024x576.png",1024,576,true],"author_info":{"display_name":"hannah@morty.com","author_link":"https:\/\/www.morty.com\/resources\/author\/hannahmorty-com"},"comment_info":0,"category_info":[{"term_id":611,"name":"The Morty Report","slug":"the-morty-report","term_group":0,"term_taxonomy_id":611,"taxonomy":"category","description":"","parent":0,"count":52,"filter":"raw","cat_ID":611,"category_count":52,"category_description":"","cat_name":"The Morty Report","category_nicename":"the-morty-report","category_parent":0}],"tag_info":[{"term_id":63,"name":"Buying","slug":"buying","term_group":0,"term_taxonomy_id":63,"taxonomy":"post_tag","description":"","parent":0,"count":48,"filter":"raw"}],"featured_image_src":"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2022\/07\/7.22hero.png","featured_image_src_square":"https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2022\/07\/7.22hero.png","rttpg_featured_image_url":{"full":["https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2022\/07\/7.22hero.png",2560,1441,false],"landscape":["https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2022\/07\/7.22hero.png",2560,1441,false],"portraits":["https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2022\/07\/7.22hero.png",2560,1441,false],"thumbnail":["https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2022\/07\/7.22hero-150x150.png",150,150,true],"medium":["https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2022\/07\/7.22hero-300x169.png",300,169,true],"large":["https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2022\/07\/7.22hero-1024x576.png",1024,576,true],"1536x1536":["https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2022\/07\/7.22hero-1536x864.png",1536,864,true],"2048x2048":["https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2022\/07\/7.22hero-2048x1153.png",2048,1153,true],"gb-block-post-grid-landscape":["https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2022\/07\/7.22hero.png",600,338,false],"gb-block-post-grid-square":["https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2022\/07\/7.22hero.png",600,338,false],"yarpp-thumbnail":["https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2022\/07\/7.22hero.png",120,68,false],"rt_custom":["https:\/\/www.morty.com\/resources\/wp-content\/uploads\/2022\/07\/7.22hero.png",2560,1441,false]},"rttpg_author":{"display_name":"hannah@morty.com","author_link":"https:\/\/www.morty.com\/resources\/author\/hannahmorty-com"},"rttpg_comment":0,"rttpg_category":"<a href=\"https:\/\/www.morty.com\/resources\/category\/the-morty-report\" rel=\"category tag\">The Morty Report<\/a>","rttpg_excerpt":"Market forces push and pull on mortgage rates The combination of the Fed&#8217;s efforts to...","_links":{"self":[{"href":"https:\/\/www.morty.com\/resources\/wp-json\/wp\/v2\/posts\/7783","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.morty.com\/resources\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.morty.com\/resources\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.morty.com\/resources\/wp-json\/wp\/v2\/users\/30"}],"replies":[{"embeddable":true,"href":"https:\/\/www.morty.com\/resources\/wp-json\/wp\/v2\/comments?post=7783"}],"version-history":[{"count":11,"href":"https:\/\/www.morty.com\/resources\/wp-json\/wp\/v2\/posts\/7783\/revisions"}],"predecessor-version":[{"id":9166,"href":"https:\/\/www.morty.com\/resources\/wp-json\/wp\/v2\/posts\/7783\/revisions\/9166"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.morty.com\/resources\/wp-json\/wp\/v2\/media\/6001"}],"wp:attachment":[{"href":"https:\/\/www.morty.com\/resources\/wp-json\/wp\/v2\/media?parent=7783"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.morty.com\/resources\/wp-json\/wp\/v2\/categories?post=7783"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.morty.com\/resources\/wp-json\/wp\/v2\/tags?post=7783"},{"taxonomy":"series","embeddable":true,"href":"https:\/\/www.morty.com\/resources\/wp-json\/wp\/v2\/series?post=7783"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}