Julia Kersey

Mortgage Loan Officer | NMLS #2682839

(606) 407-2913 | julia.kersey@my.morty.com

I’m Julia and I’m here to help you buy your next home.

I bring a thoughtful, finance-informed approach to home loans—balancing clarity, strategy, and care. With Morty’s transparent platform and my personalized guidance, you’ll have the tools and insight to make confident decisions that align with your goals, not just your budget.

Licensed in the following states: Kentucky

Get more with Julia and Morty

Personalized service and market expertise meets the flexibility and choice of a mortgage marketplace.

Affordability

Access services and tools that make buying a home affordable for you – even as rates fluctuate.

Marketplace

Browse your home financing options and secure the right solution for your needs, all in one place.

Expertise

Speak with a licensed mortgage broker who knows your market for guidance at any point in your journey.

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Financing Partnership, the way it should be.

Local expertise, personalized service - I'm here to make your financial goals a reality.

Home Equity Credit Score

Home Equity Loan: Everything You Need to Know

The exploration of home equity loans spans their evolution alongside life changes, detailing mechanics, application process, considerations, comparisons to HELOCs, and potential uses.

Mortgage Prep First Time Homebuyers

Your Guide to Homebuying for Tipped Employees

Individuals whose income heavily relies on tips gain insights into home buying, covering income verification, tax compliance, stability, and the significance of maintaining clear bank statements for mortgage approval.

Rate Term Refinance Cash Out Refinance

How Soon Can You Refinance Your Mortgage?

Considering refinancing? Review minimum timeframes, lender requirements, the importance of the loan-to-value ratio, and associated costs, offering insights to help homeowners make informed choices about their financial future.

What homebuyers are saying

Read our TrustPilot Reviews