New in Hemlock: Pull credit for any borrower, at any stage and manage co-borrower
Simplify credit pulls and co-borrower management directly in Hemlock. We’ve expanded how credit works in Hemlock, giving you more flexibility to qualify early-stage borrowers and keep your pipeline moving.
Pull credit for any client, even before a property or transaction is created.
Add and manage co-borrowers directly from the financial profile or credit pull modal.
Run credit for different co-borrower combinations to see how profiles compare.
Clients can manage co-borrowers details within the pre-approval and application at any time.
Mortgage Infrastructure
Kind Lending added to our lender network
We’ve added Kind Lending to our lender network, expanding Morty’s product access to mortgage capabilities. Kind is one of the fastest-growing, tech-forward wholesale lenders, recommended to Morty by a Brokerage Tier customer. They offer a full suite of conventional, government, and Non-QM products.
With the launch of Alt-Doc pricing, Hemlock now includes full Non-QM coverage across the programs our lender partners offer.
Whether your borrower is an investor or self-employed, you can now generate accurate quotes, compare programs side-by-side, and create client-ready outputs, all without leaving Morty.
It’s everything you need to quote Non-QM with confidence, no spreadsheets, screenshots, or back-and-forths required.
With this release, you can now quote Alt-Doc loans across multiple loan programs directly in Hemlock. Just enter your borrower’s scenario, and get live, accurate pricing, including LLPAs, right at your fingertips:
We’ve added LendSure Mortgage Corp to our lender network, expanding Morty’s access to specialty mortgage programs. LendSure offers a full suite of Non-QM products along with hard money solutions.
Now Live: DSCR Pricing, Programs & Branded Fee Sheets
Non-QM just got easier. You can now price DSCR loans directly in Hemlock — no screenshots, PDFs, or lender portals required. This update gives you more control, more clarity, and a faster way to quote investor loans.
We’ve added Change Wholesale to our lender network, expanding Morty’s access to Non-QM and specialty products. Change is one of the largest Non-QM lenders in the country and also offers a closed-end second mortgage option.
View interest rates in pipeline: Prioritize refi-ready borrowers with a new rate column
Delete multiple pricing scenarios: Clean up pricing with bulk delete functionality
Remove clients manually: Easily delete clients without needing support
Product & Tech
Expanded Support for Borrower-Paid Compensation (BPC) in Hemlock
Hemlock now offers expanded support for borrower-paid compensation (BPC), allowing for more flexible loan structuring and compliance-ready disclosures.
Morty is proud to announce the official launch of Hemlock, our all-in-one Loan Origination System (LOS) built to give mortgage professionals everything they need — in one powerful platform.
Hemlock brings together pricing, pipeline management, and client engagement in a single, intuitive dashboard designed to simplify operations and help brokers grow their business with confidence.
Pricing at Your Fingertips: Run real-time loan scenarios directly through the Hemlock dashboard using Morty’s built-in pricing engine (formerly Falcon). Compare rates, programs, and lenders instantly — no spreadsheets or manual inputs required.
Customer Pipeline & Details: Track every lead and application in one organized workspace. Hemlock’s client management tools help you stay on top of your pipeline, from first contact through closing.
Review Applications & Options with Ease: Monitor each client’s progress, review applications, and find the best loan fit with built-in pricing and eligibility tools — all without leaving Hemlock.