What is Mortgage Forbearance and is it a Good Idea?

What is Mortgage Forbearance and is it a Good Idea?

Have you ever gotten a bill and immediately wondered how you’ll come up with the money to pay for it? It’s a common situation, especially when you experience financial hardship or an unfortunate job loss. It’s a good rule…

How Much of Your Income Should You Spend on Your Mortgage?

How Much of Your Income Should You Spend on Your Mortgage?

What’s the Ideal Income to Mortgage Ratio?  This is a crucial question, especially for first-time homebuyers, seeking the right balance as they step into homeownership. Much like other significant financial choices, the aim is to seamlessly integrate your monthly…

What is an FHA Loan? Everything You Need to Know

What is an FHA Loan? Everything You Need to Know

As you read through our homebuyer’s guide, you may wonder which home loans could work best for you.  A conventional loan, the most common type of non-government backed loan, requires you to have a minimum credit score of 620….

Do Millennials Value Homeownership Over Other Life Events?

Do Millennials Value Homeownership Over Other Life Events?

Some people think that Millennials—the generation born roughly from 1981 to 1997—are destined to live at home with their parents forever, or at least, long after graduating from college and securing full-time jobs. As recently as 2015, Millennials were…

4 Tips to Balance Your Mortgage With Student Loans

4 Tips to Balance Your Mortgage With Student Loans

Balancing any household budget can be a juggling act. Adding a mortgage loan on top of everything else can make it seem almost impossible. In fact, Millennials have put off big investments like purchasing a home, often citing the…