Morty for Individuals

Your platform for success

Get to market fast and start making up to 100bps / closed loan. Morty’s platform gives you everything you need to be successful in today’s mortgage industry.

Get Started
Loan Officer
Home Interior
Document Signing
Making a deal

Get full access from day one

Competitive compensation.
Competitive compensation.
Earn up to 100bps for every closed loan.
No hidden fees.
No hidden fees.
Foundation is $129/mo for access to our tech suite, lender infrastructure and marketing resource.
Set your own hours.
Set your own hours.
Work how and when you want to. There are no designated hours or required meetings that you have to attend.
Compliance support.
Compliance support.
We handle all legal and compliance, including W2 employment so you can originate all loan types.
Platform support.
Platform support.
An experienced Morty Platform Operator will ensure you have everything you need to succeed.
Marketing resources.
Marketing resources.
Personalized landing page and a suite of marketing materials, all ready on your first day!
Grow your business faster
Day one Access. Hit the ground running on day one! No wait time — you’ll get full access to Morty’s mortgage technology, lender network, compliance resources and brand marketing toolset as soon as your sponsorship comes through.
Competitive Comp. Make up to 100bps on each loan that you close. Increase your take-home pay by thousands with our customer affiliate program (e.g. realtor matching, HOI) and our LO referral program. Additional compensation structures available on our Producer Tier.
Grow Your Network. Leverage your pipeline to grow your business through sales tools, networking strategies, and marketing resources. Grow faster with lead bundles, content building and more Platform Add-ons.
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Support Your Clients On Every Deal
Support Team. Personalized support on every deal from an experienced Morty Platform operator, plus full processing and fulfillment support on all loans to ensure your deals get to the closing table.
Lender Access. Leverage all programs and lenders on Morty’s competitive marketplace. Lenders include banks and non banks; programs include: FHA, VA, Jumbo, Investor, DPA programs, HELOCs, Bank Statement loans and more.
Concierge Loans. In addition to our traditional self-service offering, our concierge service supports more complex deals (e.g. non-QM) with a focus on exceptional customer experience and deal transparency.
Product screenshot of Support Your Clients On Every Deal
Select your level of support
Platform Add-ons. For those looking to grow their business faster we offer a number of Platform Add-ons so you can invest where it matters most. Learn More →
Lead Bundles. Quality purchase, refinance and HELOC leads, curated through organic traffic, return customers, and strategic lead/channel partnerships. Learn More →
Sales Tools. Sales resources, tools and courses, all designed to provide essential tools and strategies for reaching new levels of professional success. Learn More →
Platform Premium. Monthly subscription that offers leads, extra marketing assets and sales tools. Grow faster with Premium. Learn More →
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Morty in action

Morty powers a new mortgage verticalfor a fintech company that enables liquidity access to non-traditional assets.

Powered By Morty

Activation steps


Create a Platform 360 Account. Platform 360 is where you’ll submit and manage your Morty membership. Let's Go →

Join the Morty Platform. Sign up for Foundation Tier and pay your first month fee. No risk with our 7 day refund policy. Let's Go →

NMLS Sponsorship and Background Check. Give Morty access to your NMLS account and authorize the background check.

Dive into Morty’s offerings. While we wait for sponsorships and background check to complete, you can start to learn all about Morty’s program offering and technology.


NMLS and Background Checks Complete. NMLS sponsorship can take anywhere from 1 day to 3 weeks to get approved.

Set up your Morty email and enroll in payroll. Systems setup takes just a few minutes and will give you access to the full Morty Platform

Get started!


You are an activated loan officer on the Morty Platform! On day one you’ll get:

  • Personalized Landing Page
  • Personalized Business Cards and One Pager
  • Marketing library with assets that you can customize and share
  • Access to our full marketplace of lenders
  • Access to our Homebuyer Perks
  • Access to Platform Premium
  • Training Courses that cover: systems, technology, sales strategies and marketing
  • Your designated Platform Success Manager to assist on all deals
  • Personalized loan officer referral page to share with potential LOs
  • Instant community of loan officers to tap into

“The Morty Platform provides tools to streamline your processes and enhance your ability to provide tailored solutions to clients.”

Robert Heck
VP of Mortgage @ Morty

Find the right plan for you

Feature comparison

FeatureFoundation tierProducer tierBusiness tier
Full-stack technology suite
Processing and fulfillment
Comprehensive loan offerings
Loan compensation
up to 100bps
up to 150bps
up to 200bps
Lender configuration
Team management
Get Full Pricing & Details

Frequently asked questions

Common questions about Morty, how we operate and what’s included in joining the Platform. Reach out to team at with any additional questions.

Is Morty a mortgage lender or broker?
Morty is an online mortgage broker. As a broker we have access to the universe of loan products so you can serve your clients better.
Are there any fees to join the Morty Platform?
Morty charges a monthly fee for access to our technology suite, lender infrastructure and marketing resources. Foundation, our entry level tier, costs $79/mo with no setup fee. If you're interested more control over your margins or you're ready to build your digital brokerage, consider our [higher business tiers](
Can I get health benefits through Morty?
Unfortunately we are not able to offer health benefits to Platform LOs right now, but may in the future.
Does Morty sponsor my pre-licensing education and application fees?
Morty covers the cost of test prep materials through our [Blueprint Licensing and Activation Accelerator](
How long does it take to get sponsored by Morty?
Once you’re licensed, based on your state, it can take a few hours to a few weeks to get sponsored and activated on our Platform.
What is the process for getting licensed in additional states?
With Morty the process is fast and easy — complete any state education requirements and submit your sponsorship to NMLS. Foundation tier covers two state licenses. You can [add more state licenses through our Platform Add ons]( or by upgrading to [Producer Tier](
Do you work with down payment assistance programs? 
Yes! Morty offers a variety of DPA programs including through VA and USDA offerings.
Can I purchase leads through Morty?
Yes, you can purchase leads through Morty through our [Lead Bundles]( or as part of [Platform Premium](
Does Morty provide any marketing?
Yes! Morty provides personalized landing page, business cards and one-pager to all Platform LOs. Morty also has a robust marketing library that LOs can leverage which includes things like: social media banners, sample instagram posts and various logos.