If you’ve ever tried to quote Bank Statement or P&L loans without a dedicated tool, you know how fragmented and manual the process can be. Now it’s seamless: Alt-Doc programs are officially live in Morty’s pricing engine.
That means loan officers can now quote and compare alternative documentation loans directly in Hemlock, with loan-level pricing accuracy and no portal hopping or guesswork.
Morty Now Supports All Non-QM Pricing in Hemlock
With the launch of Alt-Doc pricing, Hemlock now includes full Non-QM coverage across the programs our lender partners offer. That includes:
✅ DSCR loans
✅ Bank Statement programs
✅ 1099 income programs
✅ P&L-only options
Whether your borrower is an investor or self-employed, you can now generate accurate quotes, compare programs side-by-side, and create client-ready outputs—all without leaving Morty.
What You Can Do Today
✅ Quote Bank Statement, 1099, and P&L loans in seconds
✅ Access pricing from 8+ Non-QM lenders
✅ View loan-level pricing (with LLPAs baked in)
✅ Filter by loan purpose, doc type, and more
✅ Generate personalized, branded fee sheets
It’s everything you need to quote Non-QM with confidence—no spreadsheets, screenshots, or back-and-forths required.
What’s Coming Next
We’re not stopping at pricing. The next phase of this expansion is all about helping you qualify borrowers, not just quote them.
🔜 Eligibility logic — You’ll soon see lender-specific messaging in Hemlock that helps you understand borrower fit and pre-qualify clients on the spot.
That means less time spent cross-checking guidelines—and more time advising clients on smart, flexible loan options.
Why This Matters
Non-QM is growing fast, but quoting and qualifying has been stuck in the past.
Morty is changing that. With full Non-QM pricing now in Hemlock and eligibility logic on the way, you’ll be equipped to confidently serve a broader range of borrowers—faster and more professionally than ever before.
Why This Matters
With this update, we’re giving LOs a faster, more scalable way to work Non-QM deals, without sacrificing accuracy or professionalism. If you’re trying to expand your offering or quote Non-QM with more confidence, now’s the time to give it a try or learn more about how Morty makes it easier to offer Non-QM.
Ready to see it in action?
👉 Book a demo to start quoting DSCR loans today.
