Navigating Home Equity Loans in Florida

Navigating Home Equity Loans in Florida

Homeownership in Florida not only provides a place to call home but offers an opportunity to build equity. If you’re a homeowner looking to leverage the equity you’ve built, Home Equity Loans (HE Loans) and Home Equity Lines of…

Navigating Home Equity Loans in Washington State

Navigating Home Equity Loans in Washington State

Homeownership in Washington state not only provides a place to call home but offers an opportunity to build equity. If you’re a homeowner looking to leverage the equity you’ve built, Home Equity Loans (HE Loans) and Home Equity Lines…

Tips for First-Time Home Buyers in Washington State

Tips for First-Time Home Buyers in Washington State

Buying your first home in Washington is a significant and exciting step in life for new homeowners. Within the excitement lies the need for careful navigation through the complexities of the real estate market. The key to a successful…

Navigating the Texas Real Estate Landscape

Navigating the Texas Real Estate Landscape

Texas, the Lone Star State, is not just known for its vast landscapes and rich history, but also for its thriving real estate market. In 2022, the state witnessed a robust real estate activity with 298,014 home sales, reflecting…

More homes, more buyers

More homes, more buyers

The missing summer market While mortgage rates continue to linger around 7%, where they’ve been for a few months now, home prices actually rose year-over-year in the most recent data from July. The uptick was lower than averages over…

What’s ahead for the Fall 

What’s ahead for the Fall 

The dog days of the summer market As September rapidly approaches, experts are weighing in on what homebuyers can expect from the fall market, especially as mortgage rate benchmarks hit their highest levels in over 20 years. Will things…

the fed

Sellers and “golden handcuffs”

Plenty of buyers, few sellers While the Fed raised interest rates again this week, by .25%, mortgage rates remain relatively consistent this week, with that rate hike already priced into the market. Right now, buyers can expect 30-year fixed…

Inflation improving, rates dropping

Inflation improving, rates dropping

Rates trail off from 2023 highs While Freddie Mac’s mortgage benchmark inched higher this week, it doesn’t paint a full picture of where rates sit currently. Newly released Consumer Price Index (CPI) data showed inflation falling to 3% year-over-year,…

Demand is up as rates dip

Demand is up as rates dip

Buyers are back Purchase mortgage applications increased last week by 8% as rates eased slightly from their May highs. While rates remain in the same range, any improvement is welcome news for buyers, with the increase in applications proving that strong demand remains. This dip…

Back to November

Back to November

Rundown by rates We hope your week is off to a good start. There’s no question that rates are high right now as they hover around 7%, on par with the levels we saw late in 2022. That said, the market…

Spring buyers look to new construction

Spring buyers look to new construction

Spring buyers have few homes to choose from Last week we saw mortgage rates tick upwards again to two-month highs, but buyer demand continues to be strong.  While rates above 6.5% keep some out of the market, other buyers are competing vigorously for the…

It’s never too early to get started

It’s never too early to get started

Getting ahead of the market Today we’re featuring insights and tips to help buyers prepare to enter the market, whether that day is coming soon, or further down the line.   Last week the Federal Reserve raised rates by .25% again,…

Strong jobs report, slowing home price growth

Strong jobs report, slowing home price growth

Jobs numbers remain strong, home price growth slows Mortgage rates rose again on a weekly basis, but we saw some improvement towards the end of this week. This comes on the heels of a February jobs report that was strong, but cooler than…

A look at the current mortgage market

A look at the current mortgage market

The year kicked off on a more positive note, as many buyers, sellers, realtors and loan officers were encouraged  by a downward trend in mortgage rates and signs of waning inflation. Over the past few weeks, we’ve seen rates…

Mortgage applications jump as buyer optimism returns

Mortgage applications jump as buyer optimism returns

Buyer energy has returned to the market with benchmarks showing mortgage rates hitting some of their lowest levels since September in the past week. While they have ticked up again over the past few days, reflecting continued rate volatility in the market, some signs show that buyer optimism has renewed.

Positive signs in the housing market as rates dip

Positive signs in the housing market as rates dip

January is looking brighter for homebuyers Newly released data shows the Consumer Price Index (CPI) rose 6.5% annually, reflecting a dip in the inflation we’ve seen over the past year. While inflation remains elevated, this marks two months of positive…